What do you mean by social security and medical insurance payment base? How to calculate?

1. What does the payment base in social security mean? Social insurance refers to the basic old-age insurance, unemployment insurance and medical insurance premiums paid by both units and individuals when employees earn labor income within the legal working age. All kinds of insurance stipulate a certain proportion of contributions, such as 8% for old-age insurance, 2% for medical insurance and 0.5% for unemployment insurance. The payment base is the insurance payment base, because insurance is monthly. The fixed individual contribution ratio is 8% of salary, and the unit contribution is 20%. Divide by 8% to know how much social security you have deducted. The monthly payment base of social insurance is generally determined according to the average monthly salary of employees in the previous year, which is determined once a year. Once determined, it may not be changed within one year. According to the regulations, the average monthly salary of employees in the previous year is used as the monthly payment base for paying social insurance. However, if the average monthly salary of employees in the previous year is too high or too low, that is, it exceeds the upper or lower limit stipulated by social insurance, and the excess cannot be calculated as the payment base. According to the regulations, the part where the average monthly salary of employees in the previous year was higher than 300% of the local social average salary was not calculated as the payment base, but only 300% of the local social average salary was calculated as the payment base; If the average monthly salary of employees in the previous year is lower than 60% of the local social average wage, the payment base shall be calculated according to 60% of the local social average wage. I believe that most people will pay social insurance and endowment insurance at present, but most people still don't know what endowment insurance and social insurance can bring, and they can't reduce the burden through the use of social insurance when they encounter problems in the future. Therefore, we should not only know what the payment base of social insurance means, but also know the management and scope of social insurance, so that we can achieve the due income by paying social insurance. Second, the higher the social security payment base, the better? The higher the social security payment base, the better. The higher the payment base, the more social security fees are paid each month, and the more pensions you enjoy when you retire; The more the monthly payment, the lower the monthly disposable income, which is best determined according to your own situation. Third, how to determine the social security payment base? Generally, my salary income for more than one year is the base of payment. (1) If the wage income of employees is higher than 300% of the local average wage of employees in the previous year, 300% of the local average wage of employees in the previous year shall be the payment base; (two) the wage income of employees is lower than 60% of the local average wage of employees in the previous year, with 60% of the local average wage of employees in the previous year as the payment base; (three) the wages of employees are between 300% and 60%, which shall be truthfully declared. When it is impossible to determine the wage income of employees, the payment base shall be determined according to the local average wage of employees in the previous year published by the local labor administrative department.

Legal objectivity:

Article 72 The sources of social insurance funds shall be determined according to the types of insurance, and social pooling shall be gradually implemented. Employers and workers must participate in social insurance and pay social insurance premiums according to law.