How much is the general deduction for five insurances and one gold?

Most areas buy five insurances and one gold a month 1500 yuan. However, the social security fee deducted from personal salary every month is not mandatory by the state, which depends on the actual situation of employees, because the salary will affect the payment standard of social security.

Most of the five insurances are paid by the unit, and individuals only bear 8% of the old-age insurance, 2% of the medical insurance and 1% of the unemployment insurance, totaling 1 1%.

Pay a gold to the housing provident fund management center. The average monthly salary of employees above the base year, or the first monthly salary of new employees.

What if the employer does not sign a labor contract or pay social security?

1. If the labor contract is not signed, the employer shall pay double wages from the second month. Pay social security,

2. If you resign because of this, you can also ask for economic compensation.

3. If negotiation fails, you can apply for labor arbitration. It's very simple: bring an application for labor arbitration, a copy of your ID card and relevant evidence, and then go to the local arbitration commission to apply for filing a case.

The role of social security

1, apply for residence permit

To apply for a residence permit, you must meet the following two conditions at the same time: First, you have a legally stable residence in the SAR. Non-deep household registration personnel who have lived continuously for twelve months from the date of household registration to the date of applying for residence permit shall be deemed to have a legally stable residence; Second, there are legal and stable jobs in the SAR. Non-deep household registration personnel who have participated in social insurance in the special zone for twelve consecutive months or eighteen months before the date of applying for residence permit shall be deemed to have a legal and stable occupation from the date of household registration to the date of applying for residence permit. In addition, once again, individuals who hold residence permits in Shenzhen cannot pay social security, but they cannot apply for residence permits without social security. Individuals can pay social security if they have a residence permit. Why should the residence permit be reviewed once a year? (Note: The specific coverage is not limited. According to the relevant regulations of Shenzhen Special Economic Zone, except for providing for the aged, the other four insurances are compulsory. However, choosing not to participate does not mean that people who have paid pension insurance in other areas do not have to participate in Shenzhen. )

2. Buy a car and shake the number

Conditions: Non-registered residents in this city hold valid residence permits in this city and have recently paid in this city continuously for more than 2 years (excluding supplementary payment); (Remarks: You only need to participate in medical insurance, and the years of first, second and third-level medical insurance can be calculated cumulatively. Because medical insurance can make up for the last two years, the years that the regulations particularly emphasize are not counted. Here, two years in a row means one month without interruption. If it is interrupted for one month, the continuous payment period will have to be recalculated. The number of years of continuous medical treatment we saw on the personal trial website is inaccurate. Because the continuity there means that the cumulative interruption of insurance participation in a medical year does not exceed 3 months, which is why so many people clearly see that they have paid for several years in a row, but the audit cannot pass)

Step 3 buy a house

Conditions: the continuous payment period of the last 12 months, and the continuous payment period will be recalculated if it is interrupted; (Note: The specific types of insurance include medical work-related injury or pension. As mentioned earlier, both medical treatment and work-related injuries must be paid, so as long as there is a continuous record of 1 year, it meets the requirements. Supplementary social security can only be used for old-age care, because the supplementary years are marked in the insurance details, which means it is useless to make up. )

4. Apply for Hong Kong and Macao Pass

Conditions: continuous payment period of recent 12 months; (Note: The specific types of insurance include medical work-related injuries. As mentioned earlier, medical treatment and work-related injuries must be paid, so as long as there is a continuous record of 1 year, it meets the requirements. )

5. Children participate in children's medical insurance.

Require one parent to pay social security 1 year or more in Shenzhen, and pay it, without continuous payment requirement;

6, points into the home

As long as there is normal payment in registered permanent residence, it is not required to pay for a long time or continuously, and the points are calculated, but the social security can account for up to 60 points;

Legal basis:

"Social Insurance Law" Article 4 Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.