Yuhang District Social Security Personal Account

1 and 98 years later, as long as individuals participate in endowment insurance, they will open personal social security accounts with their personal ID numbers as accounts, and part of the money (Hangzhou is currently 8% of the insured salary base) will be transferred to personal accounts. It's like opening an account in a bank. No matter whether it is handed in later or not, this part of the money will definitely be there. Only those whose accumulated contributions are less than 15 years cannot enjoy pension benefits after retirement. After meeting the requirements, you can withdraw the money from your personal account plus interest at one time upon application (including the sum of pensions received after retirement is lower than the amount in your personal account, and you can also withdraw the amount in your personal account at one time after your death).

So the social security paid in these six years has always existed. You can transfer to Yuhang District where you are currently insured, or you can temporarily transfer until you decide where to enjoy retirement benefits.

2. As for medical insurance, as long as you transfer to Yuhang District and stay in Hangzhou for a continuous period (don't interrupt for more than three months), the impact on your medical insurance is as follows:

(1) The reimbursement standard has not changed;

(2) The scope of hospitals that can see a doctor has changed.

After enrolling in Yuhang, you can only seek medical treatment in municipal and provincial public hospitals in Hangzhou, and most other hospitals are not in the designated hospitals in Yuhang District (medical treatment outside the designated scope has not been reported);

After joining the insurance in Yuhang, not only the district hospitals in Yuhang District belong to the designated hospitals for medical insurance (only a few hospitals in Yuhang District belong to the designated hospitals for medical insurance in Hangzhou), but also other towns and villages in Yuhang District belong to the designated hospitals for medical insurance.

Note: If there was no transfer at that time, the personal account amount of the insured medical clinic in Hangzhou urban area could not be used for the time being after being insured in Yuhang District, but the money still remained in your personal account with principal and interest until you transferred and merged.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.