Can I return it after paying social security and agricultural insurance? How come?

You can return it. 1. The surrenders should write an application for surrender, explain the reasons for surrender, and attach relevant materials. 2, the township management agencies to review the relevant certificates, and signed opinions, and will apply for surrender of the payment card, payment record card and submitted to the county insurance institutions. County-level insurance institutions re-examine the submitted materials, and calculate the amount of surrender if they meet the conditions for surrender. I hope my answer can help you.