Can the social security payment period be accumulated?

The need to pay social insurance can help the workers themselves to a certain extent, especially in medical care. Social insurance premiums are paid jointly by employers and employees, and there may be a social security gap after employees leave their jobs. Then, can the social security payment period be accumulated? Now let me answer for you.

First, the social security payment period can be accumulated, but there are certain restrictions.

The social security payment period can be accumulated, but not all. Only accumulated pension insurance and medical insurance payment period.

2. Endowment insurance with accumulated social security payment years.

The state has different regulations on different social security projects. Social security usually refers to basic pension, basic medical care, maternity, unemployment and work-related injury insurance, among which those who work in enterprises are responsible for paying maternity insurance and work-related injury insurance; Freelancers who pay social insurance by themselves only have basic old-age insurance and basic medical care, and the so-called 15 years is not the requirement of all social security projects, but only the basic old-age insurance. According to state regulations, the conditions for receiving basic old-age insurance are as follows:

1. I have reached the legal retirement age and gone through the retirement formalities;

2, units and individuals to participate in the basic old-age insurance and fulfill the obligation to pay;

3. The accumulated payment time of individuals exceeds 15 years.

In other words, social insurance contributions have accumulated for 15 years, and you can receive a basic pension after retirement. This 15 year is cumulative, not continuous.

3. Medical insurance can be accumulated through years of social security contributions.

The Measures for Basic Medical Insurance stipulates that if an employee stops paying the basic medical insurance premium due to the termination or rescission of the labor contract, the medical insurance agency will suspend recording the payment period, but keep the original payment period of the employee; Individuals who continue to pay the basic medical insurance premiums according to regulations and employers and employees who continue to pay the basic medical insurance premiums after re-employment shall be calculated together before and after the payment period. According to this understanding, medical insurance can also be interrupted, and after changing units or starting to pay social insurance premiums, the payment period can continue to accumulate.

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Cross-provincial employment of migrant workers can transfer social security relations, personal accounts and payment years; However, the payment period of employee social security can be realized by transferring social security relations across cities in the province, which should be mutually recognized and calculated cumulatively. Migrant workers' inter-provincial employment can transfer social security relations, and personal accounts and payment years can follow the transfer, but the inter-provincial payment years of medical insurance cannot be accumulated for the time being.