What is the policy for Chongqing locals to buy a house?

Chongqing, which enjoys the reputation as a foggy city in the mountain city, has always been a good place for many friends to live. With the development of Chongqing in recent years, many foreign friends are ready to take root in Chongqing, so the problem of buying a house certainly follows. The state has issued many local policies to control malicious real estate speculation. So, what is the policy of Chongqing locals buying houses? Next, let's study with Bian Xiao!

What is the policy for Chongqing locals to buy a house?

Chongqing locals do not need social security and tax payment certificates to buy a house. Interest rate concessions for the first suite can be applied for different concessions according to personal credit information. For some projects, the down payment for the first suite is 30%, the interest rate can be applied for 10% discount, and the down payment for the second suite is 40%. The interest rate is raised by 65,438+00%. The benchmark interest rate for commercial loans is 4.9%, and the benchmark interest rate for provident fund loans is 3.25%.

What conditions do foreigners need to buy a house in Chongqing?

1. According to Qijia experts. Com, foreigners in Chongqing to buy a house in line with local housing qualifications. For example, you must have a local social security or tax payment certificate for 2-5 years. Meet the conditions, provide ID card, household registration book, marriage certificate, temporary residence permit, social security or tax proof materials. If you want a loan, you need to provide proof of income, a copy of the business license with the official seal of the unit, the recent salary flow and so on. For example, foreigners need conditions to borrow money from banks to buy a house.

2. Agree to use the purchased house as collateral. The borrower's age plus the loan period shall not exceed 65 for men and 60 for women, and the borrower shall have full capacity for civil conduct; Have a stable professional and economic income, good credit, the ability to repay the principal and interest of the loan, and have signed a house purchase contract or agreement.

Bian Xiao's conclusion: What is the policy of Chongqing locals to buy houses? I hope I can help you. I believe that after introduction, what conditions do foreigners need to buy a house in Chongqing? If you have more understanding, you can refer to the subsequent needs.