Do you still need to buy rural cooperative medical care with social security?

With social security, you don't have to buy rural cooperative medical care.

The new rural cooperative medical system refers to medical insurance, and social security refers to five insurances, including endowment insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. The rural cooperative medical system (hereinafter referred to as the "new rural cooperative medical system") refers to the mutual medical assistance system for farmers organized, guided and supported by the government, in which farmers voluntarily participate and individuals, collectives and the government jointly raise funds. It takes the form of individual donations, collective support and government funding to raise funds.

The most basic and important thing of social insurance is not the equality of individual costs and benefits, but the social satisfaction of insurance benefits. As a kind of social insurance, the satisfaction of farmers who benefit from the new rural cooperative medical system and taxpayers who receive government subsidies plays an important role in its success. The new rural cooperative medical system is an economic system of mutual medical care for farmers, which focuses on overall planning of serious diseases and settlement of minor diseases. This definition shows that the new rural cooperative medical system is to help farmers with medical expenses for diseases, but outpatient service, falls and injuries are not covered by this insurance.

Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system. Social insurance must work out a certain proportion of the insured's burden according to the probability of various risk accidents and the total payment expenditure estimated in advance according to the payment standard as the standard for determining the insurance rate. Moreover, unlike commercial insurance, the calculation of social insurance rate needs to consider more social and economic factors besides risk factors in order to obtain a fair and reasonable rate.

legal ground

Article 58 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.