Nanjing Lishui District social security has not paid the full fifteen years how to do retirement

As we all know, social security needs to be paid for 15 years before you can enjoy the corresponding benefits after retirement. For example, the payment of pensions. Then, you know that social security has not paid 15 years to the retirement age should do?

Social security is not full 15 years to the retirement age how to do?

1 by the year to make up for the contributions.

If an employee reaches retirement age, there are still a few years before the social security 15 years, the employee can choose to make up for each year. However, the employee must pay a late fee to cover your annual contribution.

2 Delayed retirement.

If a worker has not completed 15 years of social security by the time he or she reaches the legal retirement age, he or she can apply for a delayed retirement of up to 5 years.

3 Conversion to residential social security.

If there is still a long way to go before the employee reaches the full 15 years, and it is not cost-effective to choose to make up the contributions every year, you can also consider turning the employee's social insurance into a resident's social insurance.

4 Stop paying social security, take the money out.

In other words, opt out. In other words, opt out. But by opting out, the employee will not be able to enjoy the benefits of health insurance and pension after retirement.

5 Lump sum payment, need to meet the following three conditions:

122011 before the retirement of state-owned enterprises and institutions employees.

2 Young intellectuals who went to the countryside between 1961 and 1982.

3 Retirees who are 65 years old for men and 60 years old for women, and who have paid social security in their localities before 2011.