Job Recruitment Website - Social security inquiry - How much does the employee social security pension receive every month?
How much does the employee social security pension receive every month?
In Shanghai, the calculation and distribution methods of employee social security pension include basic pension and personal account pension. The basic pension is calculated by multiplying the average monthly salary of employees in the previous year and my average monthly salary by the payment period and the ratio of 1%. Personal account pension is the amount of personal account storage divided by the number of months calculated. Taking the average monthly salary of 7 132 yuan as an example, the calculation formula of individual contribution is 7 132 times 8% times 12 times/5 years, and the calculation formula of unit contribution is 7 132 times 20% times 12 times/. The sum of the two is the amount of personal account storage. After retirement, the total monthly pension is the sum of basic pension and personal account pension. The specific amount will vary due to factors such as the average salary at retirement, the base of individual contributions, and the payment period.
Calculation method of social security:
1, determination of individual contribution base: usually based on the average salary of employees, pay according to a certain proportion;
2. Influence of payment period: The longer the payment period, the more the accumulated total pension;
3. The role of personal account accumulation: personal account accumulation is an important part of pension calculation;
4. The influence of regional differences: different social security policies in different regions affect the way and amount of pension calculation and payment;
5. Application of replacement rate: The replacement rate is usually considered in the calculation of pension, that is, the proportion of pension replacing wages.
To sum up, the monthly amount of employee social security pension is a complex calculation based on local policies and individual contributions. The calculation and payment method in Shanghai involves two parts: basic pension and personal account pension, in which the basic pension depends on the average salary and payment period, while the personal account pension depends on the accumulated amount of personal account and the number of payment months. The final total pension is influenced by many factors, including average salary, payment base and retirement years.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 15
The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.
- Related articles
- Suzhou Mudu reissued the social security card.
- Zhangqiu social security bureau pension inquiry
- What if the social security id does not exist?
- Henan social security contribution breakdown in 2021
- Ezhou endowment insurance payment period
- Social security contribution base is calculated according to what standard
- I have paid social security for 15 years and have not retired yet. Can I seal it?
- Where do I apply for a social security card for the first time?
- Who can explain the relationship between local tax and social security?
- How to deduct fees when the balance of medical insurance card is insufficient