What does personal social security include?

Social security includes five insurances and one gold, namely, pension, medical care, work injury, maternity, unemployment insurance and housing accumulation fund.

Strictly speaking, you must buy five insurances and one gold, namely, pension, medical care, work injury, unemployment, maternity insurance and provident fund.

Based on the company's purchase of full social insurance, the calculation is as follows:

Medical insurance: 2% for individuals and 8% for units;

Endowment insurance: individual 8%, unit12%;

Unemployment insurance: individual 1%, unit 2%;

Industrial injury insurance: no individual, unit1%;

Maternity insurance: no individual, unit1%;

Provident fund: 3.5% for individuals and 3.5% for units.

Work injury and maternity insurance expenses shall be borne by the unit.

The salary is 6000 yuan per month, so the premium it needs to pay is:

Medical insurance: 6000*2%= 120 yuan, unit 6000*8%=480 yuan;

Endowment insurance: 6000*8%=480 yuan, unit 6000* 12%=720 yuan; 450

Unemployment insurance: 6000* 1%=60 yuan, unit 6000*2%= 120 yuan;

Work-related injury insurance: no individual, unit 6000* 1%=60 yuan.

Maternity insurance: no individual, unit 6000* 1%=60 yuan.

Provident fund: 6000*3.5%=2 10 yuan, 6000*3.5%=2 10 yuan.

So the personal total is: 870 yuan, and the unit total is: 1650 yuan.

The calculated data may be different from the actual data, but the calculation method is like this.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.