Is there a retirement paycheck when a person dies?

There is no retirement pay when a person dies.

When you die after retirement, your retirement pension will be suspended from the month following your death. The balance of the individual pension insurance account plus interest can be inherited as a legacy, and receive funeral expenses, there are dependent relatives, you can receive a one-time pension, the amount of pension, according to the local regulations, not the same everywhere, the remaining part of the legacy can be inherited by the heirs, you can apply to receive out.

The conditions that need to be met in order to receive a pension are as follows:

1. Reaching the age of retirement:

(1) Normal retirement, male workers aged 60 years, female workers aged 50 years, female cadres (management posts) aged 55 years;

(2) Early retirement for special types of work, male workers aged 55 years, female workers aged 45 years;

(3) Early retirement for special types of work, male workers aged 55 years, female workers aged 45 years;

(4) Normal retirement for special types of work, female workers aged 55 years, female workers aged 45 years.

(3) Early retirement due to illness, for male employees who have reached the age of 50 or more, and female employees who have reached the age of 45 or more.

2. Reaching the contribution period, the accumulated contribution period (including the deemed contribution period) reaches 15 years.

The social security benefits for death after retirement are as follows:

1. Social security benefits for death due to illness or non-work-related deaths. In case of death due to illness or non-work-related deaths, the surviving family members can receive funeral grants and survivor's pensions. Funeral grant and survivor's pension are also part of an employee's pension insurance entitlement;

(1) Funeral grant, which is a subsidy for the burial and handling of affairs after the death of an employee, is currently not standardized across the country. According to some local regulations, the funeral subsidy is generally paid in accordance with a certain number of months of the average monthly salary of local employees at the time of the death of the employee, e.g., in Dalian, the funeral subsidy is three months of the average social salary of the city in the previous year;

(2) Survivor's pension is the economic compensation and spiritual comfort given to the family members of an employee after his/her death. Survivor's pension provisions vary from place to place, some do not provide for the pension, only provides for monthly relief to the survivor; some provide for a one-time pension, but also provides for monthly living allowance to the survivor, such as Dalian, in addition to the standard of the city's average social wage of the last 10 months of the city's average social wage issued to the immediate family of a one-time relief, to support the immediate family members can be based on the standard of the local living difficulties and the sum of the price subsidy.

2. The social security treatment of disability due to illness or non-work-related disability. If a person becomes totally incapacitated due to illness or non-work-related disability before reaching the statutory retirement age, he or she is entitled to receive a disability allowance. The invalidity allowance is the financial compensation granted by the basic pension insurance fund to the aforementioned special participants. The invalidity allowance is a new system, and there is no corresponding standard for the allowance, which requires the introduction of corresponding supporting regulations.

In summary, the legal heirs (spouse, children, parents) can inherit the balance in the personal pension insurance account of the deceased retiree. In addition, they can receive funeral expenses and a one-time pension.

Legal basis:

Article 17 of the Social Insurance Law of the People's Republic of China

Individuals who have participated in the basic pension insurance can receive funeral grants and pensions for their survivors in case of death due to illness or not due to work; and they can receive invalidity allowances for those who have become disabled due to illness or not due to work and have become totally incapacitated for work when they had not yet reached the legal retirement age. The necessary funds are paid from the basic pension insurance fund.

Article 14

Individual accounts may not be withdrawn in advance, and the interest rate credited shall not be lower than the interest rate on bank time deposits, and shall be exempt from interest tax. If an individual dies, the balance of the individual account may be inherited.