How to pay social insurance for Shanghai freelancers

Shanghai freelancers pay social security

How do Shanghai freelancers solve their pension and medical problems? What are the requirements for Shanghai freelancers to pay social security? The following is a collection of knowledge related to the payment of social security by Shanghai freelancers collected by China Social Security Network, which is for reference only! If you have any questions, you can consult the Shanghai Social Security Bureau!

The specific cost and base of freelance payment of social insurance

According to the city's regulations, self-employed people who have the city's household registration, are under the age of 60 for men and 55 for women, and are engaged in a lawful economic income can apply for payment of old-age pension and medical insurance at the same time according to freelancers. Currently, the contribution rate for pension insurance is 30% and that for medical insurance is 14%. 2012 contribution base for freelancers is 2,599 yuan, and if the person's income is higher than the contribution base, he or she can also take the actual income as the contribution base, but it shall not be more than 300% of the previous year's average social wage of the city, i.e., 12,993 yuan.

What protection will freelancers have in their old age?

People who contribute according to their freelance careers can enjoy the corresponding pension benefits when they reach retirement age in accordance with the city's relevant regulations. As for medical insurance, if you pay the basic medical insurance for urban workers in the city as a freelancer, your medical insurance account will be opened on the 15th of the month following the month in which the social security department determines that you have made normal monthly contributions (excluding retroactive contributions). During the period of enjoying the urban insurance treatment, if outpatient emergency and hospitalization expenses in accordance with the regulations are incurred in the designated hospitals of the city's health insurance, the social (medical) insurance card and the outpatient emergency record book can be used to settle the settlement on the spot to enjoy the corresponding health insurance treatment, and there is no need for reimbursement after the fact. The relevant medical insurance treatment depends on the time of participation in the work and the birth year, and the main body has nothing to do with the contribution, freelancers can pay the city insurance and the same situation by the unit of the contribution of the insured to enjoy the same medical insurance treatment.

How do freelancers pay social security in Shanghai?

According to the regulations, freelancers with urban household registration in the city need to bring a copy of their valid ID card (the second-generation ID card needs to be copied front and back), a copy of the front page of the hukou book and the page with their name, a copy of the bank card folders of their real-name billing account, a copy of the front page of the labor handbook and a copy of the page with their work experience, etc., and bring the original with them, and then go to the community (street) affairs service center of the hukou location to apply for participation in social security. community (street) service center where your household is located to complete the enrollment procedures.

Frequently Asked Questions about Social Security for Freelancers in Shanghai

1. What kind of freelancers can pay social security?

Have urban household registration in the city or be a foreigner but have a spouse with Shanghai household registration. Men under the age of 60 and women under the age of 55, who have not established a labor relationship with a unit but are engaged in self-employment with some legal economic income. Note: The definition of foreign spouse should be the spouse of a foreigner who is flexibly employed in the city and has a legal economic income, the male is under 60 years old and the female is under 55 years old, and at least one of the spouses has urban household registration.

2, freelancers to participate in social insurance specific requirements?

One of the city's urban household registration of freelancers to participate in the city insurance office informed

Freelancers by the domicile of the street (township, township) community affairs acceptance of service centers on behalf of the declaration. The declaration documents include: 1. a copy of the valid ID card (the second generation ID card should be copied front and back); 2. a copy of the first page of the hukou book and the page with the person's name; 3. a copy of the first page of the labor handbook and the page with the person's work experience or a copy of the "Certificate of Handling the Relevant Matters Beyond the Legal Age of Labor".

The spouses of foreign residents of the city to participate in the City Insurance Office

The residents of the city's domicile of the streets (townships, towns) community affairs acceptance of service centers to declare on behalf of the city. The declaration materials include: 1. a copy of the valid ID card of both husband and wife (the second generation ID card needs to be copied front and back); 2. a copy of the marriage certificate or a certificate of marriage issued by the civil affairs department; 3. a copy of the pages of the information page of the head of the household register of both husband and wife and the page of the information page of the person himself/herself or a certificate of household registration issued by the public security department of the place where his/her household registration is located; 4. a copy of the Shanghai Residence Permit for the spouse of a foreign resident issued by the city. Photocopy.

Two, freelancers pay social insurance premiums in the form of personal savings card contributions at designated banks and agree on the time of deduction, and pay in full on a monthly basis.

Third, the contribution base for freelancers shall be determined within the upper and lower standards announced annually by the Municipal Bureau of Human Resources and Social Security.

Fourth, after the freelancers pay the pension insurance premiums according to the regulations, the social security institutions shall establish individual pension insurance accounts for them at 11% of the base amount of their own contributions, record the number of years of contributions, and issue the Pension Insurance Contribution Handbook. The number of consecutive years of service before the end of 1992, which can be calculated in accordance with national and municipal regulations, can be credited to the individual pension insurance account as a basis for determining the conditions for retirement and calculating pensions. The period during which a freelancer pays contributions is regarded as employment and no longer receives unemployment insurance benefits, and is credited to his or her Labor Handbook by the labor service office of the street (township or town).

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"