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What's the difference between residents' social security and medical insurance?
Legal analysis: From the characteristics, the difference between social security and medical insurance lies in the wide coverage of medical insurance, which can be social medical insurance provided by the government or commercial medical insurance provided by the market. But generally speaking, medical insurance refers to social medical insurance. As an important part of social security system, medical insurance plays an important role in promoting social production, adjusting income gap, embodying social equity and maintaining social stability, and is a symbol of social civilization and progress. From the management content, the difference between social security and medical insurance: social security is directly managed by the state administrative organs, and medical insurance can be handled by local institutions. Social security needs the supervision and coordination of the administrative department, and medical insurance depends on the service development level of the local economy. Social security is a social public service, and medical insurance is a personal expenditure. So the difference between social security and medical insurance is quite big. The difference between residents' social security and medical insurance shows that there are great differences between social security and medical insurance in terms of characteristics and management contents. Medical insurance covers a wide range, which can refer to both social medical insurance provided by the government and commercial medical insurance provided by the market. Social security is directly managed by the state administrative organs, and medical insurance can be handled by local institutions. Furthermore, social security is a social public service, and medical insurance is a personal expenditure.
Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and childbirth.
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