What is the social security payment process in Suzhou Park?

Social insurance is the basic guarantee for people's life. Social insurance includes five insurance contents, including industrial injury insurance, that is, employers can enjoy compensation from insurance funds in case of industrial injury, as well as maternity insurance, endowment insurance, unemployment insurance and medical insurance. So what is the process of social security payment in Suzhou Park? What is the social security payment process in Suzhou Park? In order to strengthen and standardize the management of social insurance (provident fund) in Suzhou Industrial Park (hereinafter referred to as the Park), according to the Social Insurance Law of People's Republic of China (PRC), the Provisions on Basic Old-age Insurance for Enterprise Employees in Jiangsu Province and the Interim Measures for the Management of Social Insurance (Provident Fund) in the Park, combined with the actual situation of the Park, the following suggestions are put forward on the management of social insurance (provident fund) payment in the Park: 1. The object of payment is all kinds of enterprises and their employees (including institutions and their employees who have participated in social insurance, individual industrial and commercial households and their employees, the same below) that should be insured according to regulations since the implementation of the basic old-age insurance for enterprise employees (including retirement pension) in Suzhou. 2. Payment base (1) Before paying social insurance premiums 1995 12 3 1. The social insurance payment base of employers and employees is the average salary of employees in Jiangsu Province in the previous year, which is applicable to the payment year (1 to June 30th of the following year). (2) 10 0996+65438 to pay the social insurance premium after 65438+65438, and the social insurance payment base of the employer and employees is to pay the employee's salary income in the current year. If the wage income of employees in the current year is lower than the lower limit of the social insurance payment base in the park that is applicable in the current year, it shall be paid according to the lower limit standard of the payment base; If it is higher than the upper limit of social insurance payment base, it shall be paid according to the upper limit of payment base. 3. Pay social insurance premiums before the payment ratio (1)19921231,and the payment ratio shall be uniformly implemented according to the pension insurance payment ratio of 2 1%; (2) Pay back the social insurance premium from June 1993 to June 1997, and the payment ratio shall be implemented according to the pension insurance payment ratio of enterprises and employees in Suzhou in that year; (3) Pay the social insurance premium from July 2000 to August 2000 1997, and the payment ratio shall be based on the sum of the pension, work injury and maternity insurance contributions of enterprises and employees in Suzhou in that year; (4) Pay back the social insurance premiums from September 2000 to June 2004, and the payment ratio shall be based on the sum of the contributions of enterprises and employees' pension, work injury, maternity and unemployment insurance in Suzhou in the corresponding year; (5) Pay the social insurance premium after July 1 in 2004, and the payment proportion shall be implemented according to the payment proportion of the social insurance (provident fund) comprehensive social security plan that the employees participated in at the time of payment, and the payment proportion before July 11shall be implemented. 4. Interest When the employer pays the social insurance premium after 1996 1, it will charge interest. Interest shall be paid according to the one-year fixed deposit rate of the bank in the corresponding year. The employer shall pay the social insurance premium before199565438+Feb. 3 1, without interest. 5. Pay back the social insurance premium before 1 9951231with interest, and the payment base shall be recorded according to the average salary of employees in the corresponding provinces and cities as the basis for calculating the wage index and average wage index of the insured before the end of 1995. (2) Pay the social insurance premium of June 2004 1996. Individual pension accounts shall be accounted for according to the actual payment base and the accounting proportion of individual pension accounts in Jiangsu Province in the corresponding year, and interest shall accrue from the month when they are actually received. (3) Pay the social insurance premium after July 2004 1. Personal account of social insurance (provident fund) shall be recorded according to the actual payment base, payment type and the entry proportion of personal account in the corresponding year, and the interest shall be calculated from the month when the payment is actually received. Among them, the personal accounts of the elderly before June 30th, 20 1 1 year are accounted according to the accounting proportion of the personal accounts of the elderly in Jiangsu province in that year, and other personal accounts before June 30th, 20 1 year are accounted according to the accounting proportion of the personal accounts of July1year. 6. The approved employer must provide the basis and relevant original materials for establishing labor relations between the employer and employees when handling the payment procedures. Two. Flexible employees pay social insurance premiums 1 and pay basic old-age insurance (I) payment targets If flexible employees participate in basic old-age insurance 1992 1 and stop paying, they can apply for paying the basic old-age insurance premiums during the interruption period. (II) Payment base The payment base of flexible employees shall be chosen independently in the annual social insurance payment base grade of flexible employees. (3) Payment ratio (1) If the social insurance premium is paid before June 30, 2006, the payment ratio shall be implemented with reference to the payment ratio of the basic old-age insurance in Suzhou in that year; (2) Pay social insurance premiums after July, 2006 1, and the payment ratio shall be implemented with reference to the payment ratio of basic old-age insurance for flexible employees in Suzhou in that year. (4) After the interest-bearing payment amount is received, the basic old-age insurance payment records and personal account records shall be implemented with reference to the provisions on payment of enterprise employees. 2. Payment of basic medical insurance (1) Flexible employees who participate in basic medical insurance for the first time, or whose payment time has been interrupted after participating in basic medical insurance in the park, may apply for payment. The earliest payment time of the above-mentioned insured personnel is July 2004. (II) The supplementary base shall be implemented according to the annual medical insurance payment base for flexible employees, and the supplementary proportion shall be implemented according to the proportion of the annual social insurance medical personal account and the medical pooling account in the park. At the same time, the supplementary medical insurance fund for serious illness shall be withheld from the storage amount of the insured medical personal account according to the standard of 2.5 yuan per person per month. (III) After the overdue amount is paid to the account, the social insurance agency in the park shall record the medical insurance payment records and personal accounts with reference to the provisions on the overdue payment of the employees insured by the enterprise. Medical expenses incurred during the overdue period shall not be paid by the basic medical insurance fund. Third, other personnel pay social insurance premiums 1, and the target village cadres, barefoot doctors and other personnel who have been approved by the labor department to become official employees of the state can be calculated as continuous service personnel according to the provisions of the state and the province. 2. Payment base The social insurance payment base of the employer and employees is the average salary of employees in Jiangsu Province in the previous year, which is applicable to the payment year (1 to June 30th of the following year). 3. The proportion of payment refers to the proportion of employees paying social insurance premiums. 4. After the amount of interest-bearing overdue fine is paid to the account, the social insurance payment records and personal accounts shall be recorded with reference to the provisions on overdue fine for enterprise employees. What is the social security payment process in Suzhou Park? Regarding the payment of social security, the reason for paying social security is that social security payment is interrupted due to some individuals or other reasons and should be paid according to law. Otherwise, the insurance is invalid, and the rights and interests of the parties are easily damaged, so you must pay when you interrupt.