What if I have retired without buying social security?

Workers who have reached retirement age and meet the conditions for receiving monthly pensions should go through retirement procedures in time and stop paying endowment insurance premiums; If employees are dissatisfied with the payment period, they can apply for a one-time payment of personal account accumulation and one-time living expenses.

According to Article 17 of the Regulations on the Implementation of Social Endowment Insurance for Enterprise Employees in Shenzhen Special Economic Zone, employees who have reached retirement age and meet the conditions of receiving monthly pension shall go through retirement procedures in time and stop paying endowment insurance premiums. If the retirement formalities are not handled in time, the municipal social security agency will stop collecting the old-age insurance premium, unless it is approved by the personnel department of the city (district) to postpone retirement; If the payment has been made, the payment principal shall be returned to the enterprise and myself respectively according to the original payment ratio. City social security agencies to meet the monthly pension conditions of retirees, within 30 working days after accepting the application, according to the provisions of the acceptance of the approved pension benefits for the month, and from the acceptance of the next month began to plan hair, not to pay before acceptance. Workers who have been approved by the personnel department of the city (district) to postpone retirement and pay the old-age insurance premium during the extended retirement period are not included in the calculation of payment index; Individual contributions are included in individual accounts, and unit contributions are included in the * * * economic fund.

Supplementary social insurance, first, the unit applies for supplementary payment: the time period that should be paid but not paid within 2 years from the date of application. 2. Individual application for payment (household registration personnel in this city): if the household registration moved to this city and did not reach the national statutory retirement age at that time, the time limit for not paying due to various reasons after moving in. Workers who have reached the retirement age stipulated by the state but are not satisfied with the payment period may apply for one-time payment of the accumulated amount of personal accounts and one-time living expenses to terminate the pension insurance relationship in this city. The standard of one-time living expenses for registered employees in this city is to pay every 1 year 1 month, and the average monthly salary of employees in this city in the previous year. The standard of one-time living expenses for employees who are not registered in this city is the monthly minimum wage of this city when they retire every 1 year 1 month.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.