The characteristics of social insurance are

Legal analysis: the basic characteristics of social insurance are: 1, and security: it refers to ensuring the basic life of workers. 2. Universality: Social insurance covers all social workers. 3. Mutual assistance: Use the joint efforts of the insured to help a person in danger, help each other and meet emergency needs. 4. Mandatory: Limited by national legislation, employers and employees are required to participate. 5. Welfare: Social insurance is a kind of government behavior, not for profit.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. To ensure citizens' right to receive material assistance from the state and society in accordance with the law in cases of old age, illness, work injury, unemployment and maternity.