Do civil servants have maternity insurance?

Civil servants have no maternity insurance. However, the medical expenses incurred by those who participate in Medicaid for civil servants due to childbirth can be solved according to the treatment stipulated in the current family planning policy and included in the scope of Medicaid for civil servants.

The maternity medical expenses of female employees who meet the maternity conditions in the civil service Medicaid shall be settled by quota.

Fertility quota standard: 3,000 yuan for natural delivery and 4,000 yuan for cesarean section; For multiple births, the 500 yuan will be increased for each additional baby.

Abortion quota standard: 400 yuan within 70 days of pregnancy, 600 yuan from 7 1 day to 120 day, 800 yuan from 12 1 day.

Below the quota standard, according to the actual amount of settlement.

Those who have participated in Medicaid for civil servants and have given birth should register with the medical insurance department of the district social security center with their birth certificate, ID card and social security card/0/5 days before the expected date of delivery. When they give birth in the hospital, they will not use the social security card for online settlement. When they leave the hospital, they will pay their own expenses, and then bring a copy of the hospital medical record, the original list of expenses, the original invoice, the original birth certificate and the original birth certificate to the medical insurance department for reimbursement. Not registered yet.

Extended data:

Female workers enjoy maternity leave in accordance with the provisions of laws and regulations. Maternity allowance during maternity leave is calculated and paid by the maternity insurance fund according to the average monthly salary of employees in the previous year.

After the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth shall be paid by the maternity insurance fund; The medical expenses of other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs rest and treatment due to illness, it shall be handled in accordance with the relevant provisions on sick leave treatment and medical insurance treatment.

fee-for-service

Reimbursement conditions: The employer shall pay the maternity insurance premium not exceeding 1% of the total salary of the unit to the social insurance agency, and the state shall pay it before tax in indirect subsidies. It can be seen that the maternity social insurance premium is still borne by the employer. As for the maternity insurance for female employees in state organs and institutions, it is borne by the state finance alone, and individuals do not need to pay any fees. The employing units that have not participated in the social pooling of maternity insurance shall bear the maternity expenses of female employees.

Reimbursement ratio standard: the examination fee, delivery fee, operation fee, hospitalization fee and medicine fee of female employees shall be paid by maternity insurance fund. The medical service fee and medicine fee (including self-funded medicine and nutritional medicine) exceeding the prescribed amount shall be borne by the employees themselves.

Source: Baidu Encyclopedia Maternity Insurance? Do civil servants have maternity insurance?