The basic types of pension insurance are

According to the relevant provisions of China's social security law, enterprises must pay social security to active employees, which includes pension insurance, employee pension insurance costs are borne by the unit and the employee **** the same, so the employee needs to pay for their own costs are actually relatively small.

2. Flexible Employment Pension Insurance

Flexible employment pension insurance is also a good choice for people who are flexibly employed, because its effectiveness is the same as the effectiveness of employee pension insurance, but only need to bear all the costs personally.

3, urban and rural residents pension insurance

Urban and rural residents pension insurance is mainly for farmers or urban and rural residents who do not have a work unit. The threshold for purchase is very low and the cost is not too high, but the amount of money you can receive after retirement is limited.

1, social insurance is referred to as social security, according to the provisions of the Social Insurance Law, social insurance includes basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and so on. The State establishes a social insurance system of basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to guarantee the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, illness, industrial injury, unemployment, maternity and other circumstances.

2. Individuals who have participated in basic old-age insurance and who have made contributions for a cumulative total of fifteen years by the time they reach the legal retirement age receive a basic old-age pension on a monthly basis.

3. The survivors of individuals who have participated in basic old-age insurance and who die of illness or work-related disability are entitled to receive funeral grants and pensions; those who become totally disabled due to illness or work-related disability before reaching the statutory retirement age are entitled to receive invalidity allowances. The funds required are paid from the basic pension insurance fund.

4. Individuals who have participated in the basic medical insurance for employees and whose accumulated contributions have reached the number of years stipulated by the state when they reach the statutory retirement age shall not pay the basic medical insurance premiums after retirement and shall enjoy the basic medical insurance benefits in accordance with the state regulations.

5. If an employee is injured in an accident or suffers from an occupational disease as a result of work, and the injury is recognized as a work-related injury, he or she shall enjoy work-related injury insurance treatment; among them, if he or she loses the ability to work after labor capacity appraisal, he or she shall enjoy disability treatment. If an injured worker meets the conditions for receiving a basic pension, the disability allowance shall be suspended and the worker shall be entitled to basic pension insurance benefits. If the basic pension insurance treatment is lower than the disability allowance, the difference shall be made up from the Work Injury Insurance Fund.

6. Unemployed persons shall receive unemployment insurance benefits from the Unemployment Insurance Fund if they meet the following conditions:

(1) the employer and the unemployed person have paid unemployment insurance premiums for one year before becoming unemployed;

(2) the unemployed person has interrupted employment not because of the unemployed person's own will;

(3) the unemployed person has already registered as unemployed and has a requirement to seek employment. During the period of receiving unemployment insurance benefits, the unemployed shall participate in the basic medical insurance for employees and enjoy the basic medical insurance benefits. The basic medical insurance premiums to be paid by the unemployed are paid from the Unemployment Insurance Fund, and individuals do not pay basic medical insurance premiums.

7. If an employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance treatment; the unemployed spouse of an employee shall enjoy treatment of maternity medical expenses in accordance with state regulations. The required funds are paid from the Maternity Insurance Fund.

What conditions must be met to apply for social pension insurance?

l, the starting date of participation in the premiums over 60 years of age;

2, the starting date of participation in the premiums more than 45 years old than 60 years of age, according to the provisions of the insurance and paid in full the corresponding number of years of old-age insurance premiums, and reached the age of 60 years of age;

3, the starting date of participation in the premiums less than 45 years of age, according to the provisions of the insurance, and the number of years of contributions in the more than 15 years, Persons who have reached the age of 60.

In summary, the basic pension insurance includes old age insurance, medical insurance, work injury insurance, unemployment insurance, maternity insurance. The social security pension insurance for employees is divided into, the unit to pay part of the co-ordinated account and the individual part of the pension account. The amount of employee contributions is equal to the contribution base multiplied by 8%, and the amount of enterprise contributions is equal to the employee contribution base multiplied by 16%. Individuals who have participated in basic pension insurance and have accumulated less than fifteen years of contributions when they reach the legal retirement age can contribute until they reach the full fifteen years and receive basic pension insurance on a monthly basis.

Legal basis:

Article 2 of the Social Insurance Law of the People's Republic of China (PRC) The State establishes a social insurance system for basic old-age insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance, etc., and guarantees the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, work-related injuries, unemployment and maternity.