What are the requirements for buying a house in Zhengzhou?

The conditions for buying a house in Zhengzhou are as follows: ① continuous payment of social security in Zhengzhou for 24 months (social security must be paid for 24 months continuously within 3 years before buying a house, and the paid social security will not be recognized). ② Pay individual tax continuously in Zhengzhou for 24 months. ③ Under any of the following circumstances: full-time undergraduate and above graduates working in Zhengzhou; The object with the title of deputy senior (senior technician) or above working in Zhengzhou; Have Zhengzhou household registration.

Legal basis: Article 3 of the Notice of the State Council on Resolutely Curbing the Excessive Rise of Housing Prices in Some Cities stipulates that a stricter differentiated housing credit policy should be implemented. For families (including borrowers, spouses and minor children, the same below) who purchase the first self-occupied housing with a construction area of over 90 square meters in Xing Tao, the down payment ratio of the loan shall not be less than 30%; For families who borrow money to buy a second home, the down payment ratio of the loan shall not be less than 50%, and the loan interest rate shall not be less than 1. 1 times of the benchmark interest rate; For the purchase of the third and above houses with loans, the down payment ratio and loan interest rate shall be substantially increased, which shall be determined independently by commercial banks according to the principle of risk management. The People's Bank of China and the China Banking Regulatory Commission should guide and supervise commercial banks to strictly manage housing consumption loans. The Ministry of Housing and Urban-Rural Development shall, jointly with the People's Bank of China and the China Banking Regulatory Commission, promptly formulate the standards for the identification of the second set of housing.

It is necessary to strictly limit all kinds of real estate speculation and speculative house purchase. In areas where the price of commodity housing is too high, rising too fast and the supply is tight, commercial banks may suspend the issuance of loans for the purchase of third and above houses according to the risk situation; Non-local residents who cannot provide local tax payment certificate or social insurance payment certificate 1 year or more will be suspended from issuing house purchase loans. The local people's government can take temporary measures to limit the number of houses within a certain period of time according to the actual situation.

Overseas institutions and individuals should purchase houses in strict accordance with relevant policies.