Is there funeral expenses after the death of urban residents' pension insurance?

Endowment insurance for urban residents, funeral expenses after death.

Urban residents who have paid endowment insurance enjoy funeral subsidies and pensions. For those who participate in endowment insurance for some reason, they will also pay funeral expenses and one-time subsidies. If there is still a balance in the personal account of the deceased's medical insurance, it shall be settled by the medical insurance treatment department of the social security agency, and its successor shall inherit the social security balance. Paying social security is the qualification to receive funeral expenses, whether it is paid by individuals or units.

The collection process of funeral expenses is as follows:

1, carrying the household registration book, the deceased's ID card, two medical insurance cards and one card, and three receipts issued by the cremation hall to the deceased unit for file transfer;

2. If the file of the deceased is not in the original unit, the original unit will handle the green shift certificate according to the documents provided, and will leave one of the three receipts. You can hand over your personal files to the archives room of the local labor and employment bureau with the green file transfer certificate;

3. If the children handle the file transfer, the spouse of the deceased must write a power of attorney to handle it. The staff of the archives department will copy the household registration ID card and cremation receipt of the deceased to the archives room. After the file of the deceased is handed over, take the last receipt to the community where the deceased is located and ask the community director to stamp the circular seal of the community on the back of the receipt. You can go to the special funeral office of the social insurance company to settle the one-time funeral subsidy with the cremation certificate, stamped receipt, personal file of the deceased and ID card;

4. The staff will check the salary data in the personal file with the data in the computer, and then print out four forms, the contents of which are funeral expenses 400 yuan plus 10 monthly salary. The person who handles the four forms will stamp their personal seals, then go to the settlement office of the social security hall for review, and then stamp the personal seals of the audited staff, and then go back to the place where they were stamped for the first time and ask the department heads to stamp their personal seals again. After handling, return the personal files to the labor department. After the files are returned, please ask the archives department to affix a circular seal on the four forms. At this point, the form has three personal seals and one round seal. One of them is stored in the file and the other three are sent to the social insurance company for settlement;

The staff will inform the family that all funeral expenses will be paid to the deceased's salary card one month after the formalities are completed.

Funeral allowance standards are as follows:

1, retirees will be paid according to their basic pension in the month of their death 10 months;

2. If my basic pension is lower than the average monthly salary of employees in this Municipality last year, it shall be calculated and paid according to the average monthly salary of employees in this Municipality last year at the time of death, that is, 10 month;

3, retirees and individual insured according to my death last year, the province's workers 4 months average monthly salary to receive the basic pension.

To sum up, after the death of the insured, his legal heir or designated beneficiary will give him a one-time funeral subsidy. The standard of funeral subsidy is the basic pension of the insured person last month multiplied by 12 months.

Legal basis:

Article 14 of the Social Insurance Law of People's Republic of China (PRC)

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 17

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.