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Payment mode of endowment insurance for urban and rural residents
Endowment insurance for urban and rural residents is a social insurance system introduced by the China Municipal Government to ensure the elderly life of urban and rural residents. Individual contributions are the main contributions, supplemented by government subsidies, and the payment targets are urban and rural residents who have no professional income or are below the local minimum wage above 16. There are two ways of payment: one is personal payment, and the other is government payment. 1. Individual contributions Urban and rural residents can voluntarily choose to pay the old-age insurance premium. The payment standard can be determined by referring to the local minimum wage standard, and the payment amount can also be selected according to personal wishes and economic conditions. Generally speaking, the longer the individual payment period, the higher the pension amount. 2. Government Remittance The government can also remit and pay endowment insurance premiums to eligible urban and rural residents in various forms, and the sources of payment funds include local finance, state finance, social organizations and caring people. There are some differences in receiving old-age insurance benefits between urban and rural residents in different payment methods. Individual payers can calculate the treatment according to the amount they pay, while government payers need to determine the treatment amount according to specific policies.
What are the benefits of paying endowment insurance for urban and rural residents? Endowment insurance benefits for urban and rural residents mainly include two aspects. First, you can receive a pension after the expiration of the payment period to ensure the basic safety of your later life; Second, during the payment period, enjoy various basic medical insurance, maternity insurance and work-related injury insurance.
Old-age insurance for urban and rural residents is an important social insurance system introduced by China government to protect urban and rural residents' old age. Payment is mainly made by individuals, supplemented by government subsidies. Urban and rural residents can choose to pay voluntarily or enjoy preferential policies paid by the government. Different payment methods will lead to different treatment. The payment of endowment insurance for urban and rural residents mainly includes pension and various basic medical insurance, maternity insurance and work-related injury insurance.
Legal basis:
Article 60 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.
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