Will there still be maternity benefits if social security is cut off during pregnancy?

It is not possible to receive the full maternity benefit, the social security must be paid for 12 months before you can receive the maternity benefit. If a woman's social security is cut off during pregnancy, her husband's maternity insurance will reimburse her for some of the costs of maternity surgery, but only part of the cost of the surgery, not the maternity allowance.

Part of the city's maternity insurance program reimburses the cost of maternity tests during pregnancy, while some cities do not reimburse the cost of maternity tests, but only the cost of hospitalization. Individual cities can also reimburse the full amount within the health insurance coverage.

Maternity insurance reimburses some of the medical expenses for normal births and cesarean sections, while other complications during labor are reimbursed under health insurance.

Most cities require one year of maternity insurance before giving birth in order to receive a maternity allowance, and there is a key caveat: you must pay for all five insurance policies, and you can't receive a maternity allowance if your company only pays for three. The three insurance only includes the old age pension insurance, medical insurance and unemployment insurance.

The way to receive maternity allowance is different in each city, some of them need to submit the information to the social security bureau by themselves, and some of them need to be submitted by the company, so you need to consult with the company's personnel clearly in advance when you are pregnant.

The maternity allowance needs to be applied for within one year after the birth, and the required information includes:

Original and copy of my ID card; original and copy of my marriage certificate; copy of my silver card; original and copy of my child's birth certificate; original and copy of my birth certificate; pregnancy checkups, ultrasound bills and invoices, etc.; discharge bills; and a copy of the complete case from the hospital case room

If you have already left your job and are at home, you can go to your local social security office to join the employee health insurance as a flexibly employed person. You will be able to enjoy the same maternity insurance benefits after delivery.

Life, because of family, work and other uncertainties, it is not always possible to pinpoint the birth of a child, uninterrupted contributions for 1 year. There are remedies for broken contributions!

1, break time ≤ 3 months

According to the regulations, maternity insurance can be replaced within 3 months of the break. As long as the payment is made within 3 months, the contribution time will not be interrupted, and it will still be considered as continuous payment, which will not affect the maternity allowance and other maternity benefits.

2, break time > 3 months

At present, the maternity insurance break more than 3 months, most cities are allowed to make up contributions. If you give birth to a baby after making the required retroactive contributions, you can enjoy half of the maternity allowance.

Legal basis

The Social Insurance Law of the People's Republic of China

Article 53 Employees shall take part in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with the state regulations, and the employee shall not pay maternity insurance premiums.

Article 54 Where an employer has paid maternity insurance premiums, its employees shall be entitled to maternity insurance benefits; the employee's unemployed spouse shall be entitled to maternity medical expenses in accordance with state regulations. The necessary funds shall be paid from the Maternity Insurance Fund.

Maternity insurance benefits include maternity medical expenses and maternity allowances.

Article 55 Maternity medical expenses include the following:

(1) medical expenses for childbirth;

(2) medical expenses for family planning;

(3) expenses for other items prescribed by laws and regulations.

Article 56 Employees shall be entitled to maternity allowances in accordance with the state regulations in any of the following cases:

(1) Female workers are entitled to maternity leave for giving birth;

(2) they are entitled to leave for family-planning surgery;

(3) other cases stipulated by laws and regulations.

Maternity allowance is paid in accordance with the average monthly wage of employees at the employer where the employee works in the previous year.

Special Provisions on Labor Protection for Female Workers and Employees

Article 8 The maternity allowance during the maternity leave of a female worker shall be paid by the Maternity Insurance Fund in accordance with the standard of the average monthly wage of the employees of the employing unit in the previous year for those who have participated in the Maternity Insurance; for those who have not participated in the Maternity Insurance, the maternity allowance shall be paid by the employing unit in accordance with the standard of the wage of the female worker prior to the maternity leave.

The medical expenses of a female worker who gives birth to a child or suffers a miscarriage shall be paid by the Maternity Insurance Fund in accordance with the items and standards stipulated in the Maternity Insurance for those who have taken part in the Maternity Insurance; for those who have not taken part in the Maternity Insurance, they shall be paid by the employing unit.