Minimum standard of five insurances and one gold in Haining

The minimum standard of five insurances and one gold in Haining refers to the minimum amount of pension, medical care, unemployment, work injury, maternity insurance and housing provident fund paid by enterprises for employees under the minimum social security payment base and provident fund deposit ratio stipulated by Haining City. The specific standards are based on the detailed implementation rules issued by the Human Resources and Social Security Department of Haining City, and are calculated according to the actual situation of employees.

The minimum standard of five insurances and one gold in Haining is formulated by Haining Municipal Government according to relevant laws and regulations, aiming at protecting the basic rights and interests of workers and standardizing the employment behavior of enterprises. At present, the minimum payment base of social security in Haining is 5594 yuan, and the contribution ratio of provident fund is 12%. Enterprises should pay social security and provident fund for employees according to their own actual conditions. Specifically, Haining's five insurances and one gold include endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Enterprises should pay pension, medical care, unemployment, work injury and maternity insurance for employees in accordance with the social security contribution ratio stipulated by the state, and pay housing provident fund for employees in accordance with the prescribed ratio and the minimum payment base. It should be noted that in the implementation rules issued by the human resources and social security department of Haining City, there are also clear penalties for problems that occur when enterprises pay the minimum standards. Enterprises shall pay five insurances and one gold in strict accordance with the regulations, and shall not compress or reduce the amount of social security and provident fund paid by employees without authorization.

What's the difference between the lowest standard and the highest standard of five insurances and one gold in Haining? The minimum standard of five insurances and one gold in Haining refers to the amount of insurance and provident fund paid by enterprises for employees according to the minimum payment base and proportion, and the maximum standard refers to the amount of insurance and provident fund that enterprises can pay according to the upper limit of employees' actual income. The determination of the highest standard is generally formulated by local human and social departments according to local actual conditions, and enterprises should pay according to the actual income of employees.

The minimum standard of five insurances and one gold in Haining is an important measure to protect the legitimate rights and interests of employees. Enterprises should pay social security and provident fund in strict accordance with regulations, and avoid compressing or reducing the amount paid by employees.

Legal basis:

Article 45 of the Social Insurance Law of People's Republic of China (PRC) City, the employing units in this Municipality shall pay insurance premiums for those who participate in the basic old-age insurance for urban and rural residents, and pay old-age insurance, work injury insurance, maternity insurance, unemployment insurance, medical insurance and housing accumulation fund for employees in accordance with the standards and measures stipulated by the State Council.