What will happen to social security payment? How to deal with social security payment?

Little friends who have already worked, have you ever known about five insurances and one gold? Especially social security, you know, these insurances can't be paid off. If the consequences are serious, please pay attention.

It is not uncommon for social security to be interrupted.

Among the migrant workers with great mobility, there are a large number of active insurance breaks. On the one hand, migrant workers' awareness of social security is weak, on the other hand, migrant workers' income is low and they want to increase their current income. However, the agreement signed by some enterprises and employees not to pay social security voluntarily is invalid in law, which is also the responsibility of enterprises to avoid paying social security for employees. In addition to these factors, some people's social security interruption comes from the gap caused by changing jobs. However, there are regulations in many places that if the social security is interrupted for more than a certain period of time, it cannot be paid back, and the social security payment time should be recalculated.

The consequences of refusal to pay are very serious.

Old-age insurance needs to be paid at least 15 years, and you can receive a monthly pension when you reach retirement age. If the payment is stopped halfway, it can be renewed, but it may affect the pension benefits after retirement.

Women who have paid for medical insurance for 20 years and men who have paid for 25 years can enjoy lifelong medical insurance after retirement. Medical insurance is interrupted, and medical insurance benefits cannot be enjoyed during the interruption. However, medical insurance has a buffer period from the date of interruption. If the insurance has not been renewed for more than 3 months, the continuous payment period will be recalculated, and the medical insurance reimbursement amount and the medical insurance amount for major diseases will also be affected.

Once the payment of social security is cut off, it will not only have an impact on the "long-term" results of the insured's payment period accounting and social security benefits, but also have a more direct impact on the insured's short-term plans to buy a house, a car and settle down in some cities.

In megacities such as Beijing and Shanghai, the continuous payment period of social security is directly linked to the qualification of buying a house, shaking the number and settling down.

Social security can't be broken when changing jobs

"Social security has been paid for 10 years, and the intermediate exchange work has been interrupted for more than 3 months, so it needs to be recalculated." A netizen's tweet in Weibo attracted many posts, and most of the comments indicated that they had encountered similar situations. Then, if you are going to jump ship, how can you stop social security from paying?

Generally speaking, if you leave your job after 15 of the current month, the former social security company will pay for it, and if you join a new company before 15 of the following month, the new social security company will also pay for it. Therefore, before resigning, we must find out the time when the old company and the new company pay social security, so as to avoid a file break.

If it is naked resignation (no good next unit has been found), local urban registered residents can apply to the social security bureau where their household registration is located to pay endowment insurance and medical insurance at their own expense. Non-local urban household registration residents can find a unit to link with and pay social security through the linked unit.

The reporter was informed that some people will pay social security out of their own pockets through the intermediary of paying social security during job-hopping. However, professionals say that there are certain legal risks in paying social security through fictitious labor relations.

Lawyer Shen, a Beijing law firm specializing in labor law research, told reporters that Beijing's current social security policy is that after social security is interrupted, you can ask for payment and go to the Social Security Bureau. "As long as you can prove the labor relationship, there is no age limit, no matter how long it takes."

User comments:

Spokesman for rural teachers-Ma Yun's son: Never. Where did you break off diplomatic relations?

Blue sky of lazy sheep: there is a three-month probation period after jumping to a new company, and you can only buy insurance after three months.

Sia: It's really a pit. I can't afford to change jobs several times. Isn't that a waste of money and a waste of life?

New Year: 15 applied for social security, 17 did not apply for a card. Online search shows that I am still applying for information! This kind of institution is disgusting.

Please call me Sister Fried Day: It's very serious, and the gap between retirement can hardly be filled.

Love sauce O_o: If there is no company, you can apply for flexible employment, that is, freelancers pay their own money. If you don't trust the government, you can choose commercial insurance. I really don't know what to worry about.

Laluli: I think it's better to raise myself. Money is the surest in your own hands. Don't say that social security restricts you from buying a house or a car, just say that the city routine is deep.

Silly Man Zi: Commercial pension insurance is better than social security pension, and the interest rate is higher. Not only do you not retire after death.

Chu Mu is on the move: In our local area, many enterprises don't help employees buy social security because the burden is too great.