Xiamen social security after retirement how much money a month

Mainly depends on the individual's contribution status, the number of years of contribution, and the age at retirement and other factors.

I, social security contributions

The individual's social security contributions are an important factor affecting the pension after retirement. In Xiamen, social security contributions include pension insurance, medical insurance, unemployment insurance and other aspects. Among them, the amount and number of years of contribution to the pension insurance will directly affect the pension benefits after retirement.

Second, the number of years of contributions

The number of years of contributions is also a key factor in determining the amount of pension after retirement. Generally speaking, the longer the number of years of contributions, the more personal pension accumulated, the higher the post-retirement treatment.

Three, retirement age

Retirement age is also a factor that affects the pension. According to regulations, the normal retirement age is 60 years old for men and 55 years old for women. If an individual chooses to retire early, the pension received may be reduced accordingly.

Besides the above factors, there are some other factors that may also affect the pension entitlement after retirement, such as policy adjustments and individual salary levels.

In summary:

How much Xiamen social security can get in a month after retirement is a question that varies from person to person, and the specific amount needs to be calculated by combining a number of factors such as individual's contribution status, number of years of contribution, and retirement age. In order to more accurately understand their pension benefits, it is recommended to consult the local social security departments or professional organizations for detailed advice and calculation.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 16 stipulates:

Individuals who have participated in basic old-age pension insurance will receive a basic pension on a monthly basis if they have made contributions for a total of fifteen years by the time they reach the legal retirement age. Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the full fifteen years, and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

The Regulations on Basic Pension Insurance for Employees of Xiamen City

Article 14 stipulates:

The basic pension of an employee after retirement consists of a comprehensive pension and a personal account pension. The basic pension is determined on the basis of the individual's accumulated years of contribution, contribution salary, the average salary of local employees, the amount of individual account, and the average life expectancy of the urban population.