How to pay large medical insurance for retirees?

The payment steps of large medical insurance for retirees are as follows:

1. Employees cannot apply for large supplementary medical insurance until they retire from medical insurance.

2. It can be processed after 2 months from the date of employee medical insurance retirement payment.

3. Large supplementary medical insurance needs to be approved by the Medical Insurance Bureau before being paid by the tax bureau.

4. Retirees bring the original ID card to the south window of the lobby on the third floor of the Municipal People's Social Security Bureau to print a large payment verification form.

5. The insured person holds the approval form and ID card to brush UnionPay cards in the tax service hall of the four districts of the city to complete the payment.

6. According to the large-sum approval form of the year, it must be completed before the 24th of that month.

7. Retirees do not need to return any tax stamps after completing the payment, and enjoy the prescribed medical treatment after paying large insurance premiums.

The scope and proportion of large medical insurance reimbursement for retirees:

The reimbursement scope of large medical insurance for retirees is generally wider than that of basic medical insurance, including not only basic medical expenses, but also some high treatment methods and specific drugs. The reimbursement rate will depend on the specific expenses and treatment methods. Generally speaking, the reimbursement rate of retirees' large medical insurance will be higher than that of basic medical insurance.

To sum up, large medical insurance for retirees is an insurance system established to better protect the economic security of retirees in the face of large medical expenses. The payment method is usually shared by individuals and units, and the specific proportion and amount of payment will depend on the local social security policy and economic situation. For retirees, understanding and rational use of large medical insurance system can greatly reduce the economic pressure brought by medical expenses.

The specific provisions of post-retirement medical insurance are as follows:

1, retirees can choose to participate in urban and rural residents' medical insurance or employee medical insurance. Retirees who used to be employees can continue to participate in employee medical insurance. Those who have not participated in employee medical insurance before can participate in urban and rural residents' medical insurance;

2. Retirees can enjoy certain medical security benefits after participating in medical insurance. Specific treatment includes hospitalization expenses, outpatient expenses, special disease expenses, etc. Different regions and different medical insurance schemes may have different treatment standards;

3. The proportion of medical insurance reimbursement will vary according to different regions and different medical insurance schemes. Generally speaking, the proportion of medical insurance reimbursement is between 50% and 90%.

4. The reimbursement scope of medical insurance is also limited. Generally speaking, only drugs, inspection items and treatment plans listed in the medical insurance catalogue can be reimbursed;

5. When retirees enjoy medical insurance benefits, they need to abide by medical insurance regulations, such as showing their medical insurance cards when seeking medical treatment and observing hospital regulations.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 32

The state establishes a basic medical insurance system to ensure that citizens enjoy basic medical insurance benefits. Individual contributions of retirees who participate in basic medical insurance shall be paid by their units or individuals in accordance with regulations.