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Social security contributions are subdivided into three grades, which grade is the most cost-effective?

Pension has always followed the principle of "pay more, pay more for a long time", but the fees are different according to the grade. So what are the three scales of the legendary 202 1 social security payment? Which grade of social security is the most cost-effective? Come and have a look with me.

First, the breakdown of three levels of social security contributions:

In fact, it is not necessarily divided into 202 1 six social security payment grades. Usually, the lowest level is that independent individuals can pay five social insurances according to 60% of the average social wage, and different regions have different divisions:

1, Changsha, Hunan: only three grades: 60%, 100%, 300%;

2. Beijing/Liaoning Province: 60%, 70%, 80%, 90%, 100%, 200%, 300%;

3. Sichuan Province: There are eight grades, namely 55%, 60%, 80%, 100%, 150%, 200%, 250% and 300%.

Different regions have different grades, and not only does each region apply to the 202 1 social security payment table.

Second, which grade of social security is the most cost-effective?

Nothing is the most cost-effective, and the general payment principle is:

1, limited budget: the lowest grade meets the economic demand, and the lowest cost performance;

2. The higher the budget: the higher the grade, the higher the pension after retirement, and the most cost-effective pension in old age.