How can the company renew its medical insurance when it breaks it?

The company stops paying medical insurance for employees, and employees can choose to pay their own medical insurance fees and continue to enjoy medical insurance benefits.

The specific operation method is as follows:

1. Inquire about medical insurance payment base and rate: You can inquire about medical insurance payment base and rate through the local social security bureau official website or the social security bureau consultation window;

2. Payment of medical insurance premium: pay medical insurance premium to the local social security bureau according to the inquired medical insurance payment base and rate. Payment methods can be online payment, bank transfer or on-site payment to the Social Security Bureau.

3. Keep the payment voucher: After paying the medical insurance fee, you need to keep the payment voucher for future inquiry.

The following are the conditions for an individual to renew medical insurance under normal circumstances:

1. Have legal social insurance status: individuals need to have legal social insurance status, such as employees, retirees, flexible employees, etc. ;

2. Have the ability of individual payment: individuals need to have the economic ability to pay medical insurance premiums, and they can pay medical insurance premiums through their own salary income or other sources of income;

3. Pay social insurance premiums on time: individuals need to pay social insurance premiums according to the prescribed time and standards to ensure the effectiveness and stability of social security rights and interests.

To sum up, the specific rules and standards of medical insurance may be different in different regions and under different circumstances. It is recommended to consult the local social insurance management department or insurance company to understand the specific renewal procedures and standards. At the same time, individuals should consciously fulfill their social insurance obligations, pay social insurance premiums on time, and protect the medical security rights of themselves and their families.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.