What is the scope of social insurance?

Social insurance includes:Pension insurance, medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, housing fund.

The law provides that if there is a labor relationship, the employer must purchase social insurance for the employee. The purchase of social insurance is mandatory for the state.

Social insurance is the most basic protection for everyone, first of all, to protect people's old age, pay 15 years of pension insurance (migrant workers need to pay 20 years), to the retirement age can receive pension insurance, which is invaluable to the loss of working capacity, and reduce the pressure of children, reduce the pressure on the family.

Medical insurance: Medical insurance is divided into comprehensive medical care and hospitalization. Comprehensive medical care encompasses a wide range of areas, including outpatient and inpatient, and is reimbursed in accordance with national regulations. The names of the medicines that can be reimbursed can be found on the websites of the local labor bureaus and social security bureaus. This reduces the pressure on people to go to the doctor, which is also the most direct and fastest insurance. The average hospitalized individual only needs to pay about 90 percent for major illnesses.

Workers' compensation insurance: This is something that people can understand. I just want to emphasize one point: if you get hurt on the way to work, you are also covered by the work injury.

Maternity insurance: the state provides most of the subsidies when a female employee gives birth.

Housing provident fund: paid by the unit, the employee to buy real estate, the state one-time subsidy. (The amount is determined by the payment)

Unemployment insurance: after the employee is unemployed, the employee can receive unemployment insurance until the employee finds a new job again.

Generally speaking, the amount of insurance purchased will not be so large as to affect the income. My current rate of social security as a percentage of my paycheck is only about 5%, I'm not sure what it is in your case. Social Security is never to be surrendered.

This is all in my own words, and there may be a lot of unprofessionalism, so I hope this helps you. If you ever have any questions, come back and ask again