What percentage of medical insurance is credited to the medical insurance card?

Medical insurance for employees is charged at 8% of individual salary, of which 2% is paid by individuals and 6% by units. The money on the medical insurance card consists of two parts:

1. In-service: over 45 years old.

1, 2% paid by the individual is credited to the personal account.

2. Transfer 1.4% from the company's 8% to the personal account, which is 3.4% of the monthly salary.

Second, under the age of 45

1, 2% paid by the individual is credited to the personal account.

2. Transfer 1.2% from the company's 8% to the personal account, which is 3.2% of the monthly salary. Retirees do not pay fees. The monthly salary is 3.9%.

According to the age of the cardholder, the money will be credited to the medical insurance card in different proportions. The calculation method is as follows:

1, under the age of 35, the monthly payment is 2% of the social security payment base (individual payment);

2, 35 -45 years old, the monthly payment 1% is allocated according to 2% of the social security payment base (individual payment part);

3, 45 years old-retired, monthly payment of 65438+ 0.8% of the social security contribution base of 2% (individual contribution);

4. The monthly income after retirement is 4. 1% of the average salary of this city in the previous year.

Social medical insurance card (referred to as medical insurance card or medical insurance card) is a special card for personal account of medical insurance. It takes personal ID card as the identification code, and stores detailed information such as personal ID card number, name, gender, payment, account fund consumption, etc. The medical insurance card is generally undertaken by the local designated agent bank, which is a kind of multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month. According to the relevant regulations, medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations. The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Legal basis:

Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium according to the provisions of the state.