Does it matter to stop paying social security for one month?

The impact of social security interruption for one month is mainly manifested in three aspects:

(a) no longer pay medical insurance benefits from next month.

(2) No personal account will be issued during the interruption of payment.

(3) The payment interruption period is no longer calculated.

In order not to affect their pension benefits, employees should not easily interrupt the payment of pension insurance.

1. What's the impact of breaking off social security for one month?

(A) the impact on old-age insurance

1. If the length of service is not calculated during the interruption period, the length of service salary will be paid as usual;

2. No personal account entered during the interruption period, resulting in a decrease in personal accounts in the future and a loss in the calculation of endowment insurance;

3. When reaching the legal retirement age, the time of life interruption is calculated cumulatively, and the cumulative interruption is 12 months, and the calculation of pension is pushed forward by one year.

(B) the impact on medical insurance

Newly insured employees (including those who have been re-insured for more than 1 year after interruption of payment) shall participate in the basic medical insurance according to law, and if the payment reaches 1 year (excluding the overdue period), they shall enjoy the basic medical insurance benefits in accordance with the regulations; Over six months but less than one year, according to 50%; If it is less than six months, it will not be paid. If there is no intermittent payment, or if the intermittent payment does not exceed one year, the payment in the month of hospitalization will not affect the medical insurance reimbursement.

(three) to buy a house, a car, children go to school, and suspend the qualification to settle down.

Due to the shortage of resources in many cities, social security is regarded as an important indicator in many things involving public resources. It takes 7 years to participate in the settlement of points in Beijing, 5 years to buy a house and a car, and parents' social security is also needed for children to go to public schools. These requirements for the continuity of social security are very strict. Once the supply is cut off, the fixed number of years will be recalculated, and some qualifications will even become invalid.

2. What is the time limit for social security payment?

According to Article 58 of the Social Insurance Law, the employing unit shall handle the social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

Under normal circumstances, the time limit for paying back insurance depends on the social insurance premium collection agencies and enterprises.

Third, can social security be repaid?

Employee social security contributions can be paid back, as follows:

1. If the old-age insurance is broken, you can apply to the unit for payment, or you can participate in the old-age insurance as a flexible employee. Specific payment standards can be consulted with the local social security department.

2 employees who have paid off medical insurance may apply to the unit for payment, or participate in medical insurance as flexible employees.

3. Unemployment insurance can only be paid by the unit after breaking off diplomatic relations, and individuals cannot pay it.

4. After the maternity insurance is broken off, it can only be paid by the unit, and the individual cannot pay it back.

5. Work-related injury insurance cannot be repaid after breaking off diplomatic relations.

According to the "Reform Plan for the Collection and Management System of State Taxation and Local Taxation", it is clear that from 20 1 965438+1October1,social security fees will be uniformly collected by the tax authorities. At present, the social security fees for employees of government agencies and institutions have been collected by the tax authorities, while the social security fees for employees of enterprises and flexible employees are temporarily collected by the social security departments.

Social security is the welfare provided by the state to citizens. Citizens can enjoy welfare as long as they pay social security fees on time, and the consequences of cutting off social security are extremely serious. Not only do they not enjoy the benefits, but they may even suffer losses. Therefore, in the long run, individuals still have to pay social security on time. If they accidentally break off diplomatic relations, they will pay in time within three months.

legal ground

People's Republic of China (PRC) social insurance law

Article 64

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.

Article 86

If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.