Will it be cheaper to buy medicine with medical insurance card?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

First of all, you should understand the purpose of social security card:

1. When the money in the medical insurance card is used to buy medicine, it will be directly deducted from the medical insurance card. If there is enough money in the card, there is no need to pay cash. Not a discount card like a membership card. In fact, it's just the insurance premium you usually pay in proportion. To put it bluntly, it is the money you paid in, so the money in Cary belongs to you. Just for a special purpose. It can only be used to buy medicine to treat diseases, and it can also be inherited.

2. Hospitalization or drug purchase Not all medical care and drugs can be paid by medical insurance card, which depends on the local medical insurance catalogue. The purchased drugs and medical treatment items must be in the local medical insurance catalogue before they can be paid by medical insurance card. If the purchased drugs are not in the local medical insurance catalogue (that is, self-funded drugs and self-funded medical treatment items), they cannot be paid by medical insurance cards, and medical insurance cards can only be used in hospitals or pharmacies designated by local medical insurance centers.

3. Whether to enter the drugs or medical treatment items in the local medical insurance catalogue can be searched on the website of the local social security (medical insurance) center or on the touch screen of the lobby of a large regular non-profit hospital.

Therefore, it is not expensive to buy medicine with social security card, which is the same as buying medicine with cash. The key is the price of the drugstore you bought. If the price of the drugstore you buy is relatively high, then you will definitely buy it. If the price of the pharmacy where you buy medicine is low, it will naturally be cheaper, but the retail price of medicine will not be higher than the national price.