How to cancel medical insurance?

Medical insurance cancellation treatment is as follows:

1. Individuals who want to stop medical insurance need to go to the window of the local social security bureau with their ID card, household registration book and medical insurance card.

2. If you want to cancel the employee's medical insurance, you must have been in the state of resignation, and individuals cannot apply for cancellation of employee's medical insurance during their employment. After leaving the job, the employee can submit an application to the local social security department to terminate the medical insurance. After submitting my ID card, medical insurance card and other medical insurance related materials and payment, the social security department will surrender the insurance for the employees after receiving the materials. After employees get the medical insurance refund notice, they go to the settlement window for a refund. In addition, if the employee leaves the company, the employer will stop paying social security, and the employee can keep the previous payment period without going to the Social Security Bureau to surrender.

3. When an enterprise stops medical insurance, it only needs to enter the account name and password of the enterprise on the social security website, enter the item of personnel increase or decrease, click the item of personnel decrease to submit a business declaration, and then go to the labor bureau to print the labor contract termination certificate, and then go to the social security bureau to handle the staff reduction.

The benefits of paying medical insurance are as follows:

1 is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor;

2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions;

4. An important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance embodies a new social relationship of "one party is in trouble and all parties support" by the insured sharing the risk of disease costs, which is conducive to promoting social civilization and progress;

5. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.

To sum up, there are two ways to cancel medical insurance, one is to go to the local social security bureau window, and the other is to handle it online through WeChat applet. Before handling, you need to understand the relevant policies and processes to ensure that the information is filled in accurately and the materials are submitted completely. After the processing is completed, you need to take good care of the relevant documents.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.