I have social security, but I still want to buy myself a commercial insurance. I don't know what insurance is suitable. Who can help me?

People of different ages have different security needs, and the insurance that needs to be configured will be different. Therefore, it is more important for everyone to choose insurance according to their own security needs. After all, products that meet the needs of the insured are good products.

Next, taking adults with social security as an example, I will tell you what kind of commercial insurance this group of people is suitable for.

Before we begin, let's take a look at this article: How to buy insurance at different ages? Everyone should have his own plan.

According to the principle of insurance before financial management, social security is the basic guarantee when economic conditions permit. Adults should give priority to critical illness insurance, millions of medical insurance, term life insurance and accident insurance.

1, critical illness insurance

At this stage, under many pressures, the probability of adults getting sick is still quite high. If you are unfortunately seriously ill. You probably won't be able to continue working. In this case, work income will be affected.

Critical illness insurance is payment insurance. During the guarantee period, if the insured unfortunately suffers from the diseases agreed in the contract and meets the conditions for claim settlement, the insurance company will pay an insurance premium as agreed. The use of this money is unlimited. It can be used not only for the economic losses of the insured during his illness, but also for the rehabilitation expenses and living expenses of the insured in the later period.

Below, senior sister has compiled a list of popular critical illness insurance for everyone, and friends in need can look at it: the top ten popular critical illness insurance stocks worth buying!

2. Millions of medical insurance

If you are unfortunately seriously ill, the cost of treatment is often high. For adults with heavy burdens, it is often unbearable. Millions of medical insurance with the characteristics of low premium and high insurance coverage is reimbursement insurance, which can reimburse the expenses within the contract scope caused by treatment according to the proportion agreed in the contract. To some extent, it can reduce the burden of treatment costs for serious diseases.

3. Term life insurance

If it is the economic pillar of the family, it shoulders the economic responsibility of supporting parents and raising children. If you die unfortunately. It has a great influence on the whole family. The main function of term life insurance is to transfer the economic risks caused by the unfortunate death of the insured.

Friends who want to know more about term life insurance can read this article: What is term life insurance? Who is suitable for buying? Everything you want to know is here!

4. Accident insurance

Accidents are unpredictable. We don't know which comes first, tomorrow or the accident Therefore, in order to reduce the economic risks caused by accidents. Accident insurance is also a must.

Hope to adopt

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