I am 47 years old, from Dashe Town, Fengfeng Mining Area, Handan City. I am a disabled person. Want to buy a pension insurance, ask how to buy it?

I need to apply to the local civil affairs department for low-income insurance.

As long as you apply, you can participate in old-age insurance.

If it is a rural hukou, you can only participate in rural endowment insurance.

Apply to the rural endowment insurance management center (or village Committee) where the household registration is located, and the procedures include ID card, household registration book and premium.

As a rural area, you can participate in the new rural endowment insurance in the pilot areas. Payment is based on the net income of local farmers in the previous year, which is divided into five grades. 100 yuan /200 yuan /300 yuan /400 yuan /500 yuan. In principle, the more you pay, the more you can get in the future.

Rural old-age insurance needs to be paid at least 15 years, and if it can be paid more, it will be paid more. If the payment period is less than 15 years, you can apply for payment;

At the same time, the state also stipulates retirement, and the retirement age is unified as: 60 years old, and it is paid monthly for life.

It is also carried out in accordance with the principle of more work and less pay. This is just an old-age subsidy, and other ways, such as commercial old-age insurance, are needed to help solve the old-age problem.

If it is an urban hukou, you need to apply to the social security bureau where the hukou is located in your own name. Insurance procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc.

And can only apply for pension and medical insurance.

The amount of social security payment is calculated according to the local social wage of the previous year, which is different every year.

For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.