The reduction of social security payment base is of great significance to personal influence.

Reducing the base of social security contributions will reduce the current social security expenditure of individuals, but it also means that the pension after retirement will be affected. It is suggested to choose carefully according to the actual situation.

Social security payment base refers to the calculation base when taxpayers pay social security fees, and its size determines the social security fees paid by taxpayers and the level of receiving pensions after retirement. If the base of social security contributions is reduced, it means that the social security fees that taxpayers need to pay will also be reduced, which is a positive for individuals at present. However, in the long run, the reduction of social security contribution base will also lead to the decline of pension level after retirement. Therefore, for individuals, it is necessary to comprehensively consider the choice of social security payment base according to their own situation. If the individual's current economic pressure and employment stability are uncertain, he can appropriately choose to reduce the social security contribution base; If you have good economic conditions and want to get a higher pension after retirement, it is recommended to choose a higher social security payment base. In addition, it should be noted that the downward adjustment of the social security payment base does not mean that the social security fees paid by individuals can be adjusted at will, and the specific adjustment scope and standards need to comply with relevant laws and regulations.

Will the reduction of social security payment base affect the enjoyment of social security benefits? The reduction of social security payment base may have an impact on retirement pension and other benefits, but it will not be affected if individuals have paid the minimum payment period and met the requirements of receiving corresponding social security benefits.

The choice of social security payment base needs comprehensive consideration, and we can't just pay attention to the current social security payment level and ignore the retirement pension level. It is suggested that taxpayers should make a comprehensive analysis based on their actual situation and future development plan, and make a choice on the basis of observing relevant laws and regulations.

Legal basis:

"Social Insurance Law of People's Republic of China (PRC)" Article 37 The payment base of social insurance premium shall be determined by the social insurance agency according to the salary income of the insured, but it shall not be lower than the local minimum wage standard or higher than the local maximum wage standard.