Is there a difference between paying 100 yuan for rural social security and 1000 yuan for retirement?

Paying 100 yuan for rural social security and 1000 yuan for retirement must be different.

Rural social security is what we often say? New rural insurance? As an important guarantee for the living expenses of the rural elderly. It is now called endowment insurance for urban and rural residents. Farmers who have reached the age of 16 and have not participated in urban social security can voluntarily participate in the insurance at their domicile. ?

The new rural endowment insurance is mainly funded by individual insurance and government subsidies. According to the provisions of the endowment insurance for urban and rural residents, it is divided into 12 payment grades, with the minimum annual payment of 100 yuan and the maximum annual payment of 3,000 yuan. The annual payment 100 yuan is the minimum payment standard and a relatively high payment standard. In addition to individual contributions, the state also has certain subsidies. The amount of subsidies varies from place to place, and it is 100 yuan per year. The state subsidizes 30 yuan, and the annual payment is 1000 yuan, and the state subsidizes 100 yuan. ?

In the same area, the difference between the contribution 100 yuan and the contribution 1000 yuan is reflected in the personal account pension. ?

Let's calculate directly:

New rural old-age insurance benefits = basic pension ①+personal account pension ②; Suppose the basic pension is 120 yuan (this amount varies from place to place).

Personal account pension is equal to the amount stored in personal account divided by the number of months calculated. People who participate in the old-age insurance for urban and rural residents retire at the age of 60 to receive pensions, and the corresponding calculation months at the age of 60 are 139 months.

So we can calculate that the same payment is 15 years, and the annual payment is 1000. How much more than the annual pension payment 100?

Assuming the local payment level, the payment subsidy of 1000 yuan is 100 yuan, and the payment subsidy of 100 yuan is 30 yuan, then,

Personal account pension with contribution 1000 yuan is equal to (1000+ 100)? 15? 139= 1 19 yuan.

Personal account pension with annual payment of 100 yuan (100+30)? 15? 139= 14 yuan.

Therefore, those who pay 1000 yuan can get the basic pension1/9 yuan+120 yuan every month, which is equivalent to 239 yuan, while those who pay 100 yuan can get the basic pension 14 yuan+/every month.

It can be seen that the monthly pension difference between those who pay 100 and those who pay 1000 is quite large. Because this calculation method does not include the balance of personal account funds, if the corresponding interest on funds is added, the gap will widen. ?

Therefore, if the economy is in good condition and you are healthy, you can choose a high base, because the longer you live, the more pensions you receive, and the greater the increase; If there is a deviation in physical condition, but living security and medical reimbursement are urgently needed, choose the lowest new rural insurance to participate and enjoy the bonus of state subsidies! If you have the ability, choose a higher level of insurance for your parents.