Job Recruitment Website - Social security inquiry - Can residents' medical insurance be merged with employees' medical insurance?

Can residents' medical insurance be merged with employees' medical insurance?

You can't. Employees' medical insurance and residents' medical insurance can only participate in one insurance at the same time, because they are insured at the same time and can only enjoy the medical insurance benefits of one insurance:

1. The basic medical insurance for urban workers and the basic medical insurance for urban and rural residents are both social medical insurance, but they are two completely different medical insurance systems. The basic medical insurance for urban employees handled by the unit shall be paid by the employer and individual employees in proportion. I only bear 2% of the payment ratio, and this 2% payment will be returned to my social security card according to my payment base.

2. The basic medical insurance for urban and rural residents is paid annually, and the annual payment is only in 300 yuan. September 1 to February 1 every year is the time for centralized payment. After the centralized payment time in the current year is paid on time, you can enjoy and pay the medical insurance benefits in the new year on June 1 day of the following year.

Can social security in different regions be merged?

Social security in different places can be merged. The social security merger process is as follows:

1, with proof materials, go to the local social security agency and apply for insurance certificate;

2. Apply to the new social security agency for transferring the social security relationship. After taking office, go to the new unit to handle social security relations and pay fees according to regulations. When applying, you need to issue the original insurance certificate and fill in the renewal application form;

3. Review the new social security institution. The new social security agency will review whether the renewal application form meets the conditions for renewal.

As can be seen from the above, urban and rural residents' medical insurance and employees' medical insurance are two different medical insurances, and individual accounts cannot be merged.

Legal basis:

People's Republic of China (PRC) social insurance law

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Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.