Is the social security base as high as possible?

Not necessarily. The higher the social security payment base does not necessarily mean the better. Although in the long run, the higher the social security payment base, it means that the balance in our personal pension account and medical insurance account is increasing. However, judging from the individual's salary at this stage, with the increase of the social security payment base, the amount of social security paid every month will also increase, so the salary will also decrease. For employees who are in urgent need of cash, the higher the social security contribution base, the better.

The higher the social security contribution base, the better the personal pension. Because when the base of social security contributions increases, the more money accumulated in individual pension accounts, the more pensions employees can receive when they retire in the future, and the higher the protection for individual pension life.

In addition, the increase of social security payment base also has a positive impact on the accumulation of personal medical insurance account balance. Whether you go to the hospital to see a doctor or go to a pharmacy to buy medicine, when the balance in the personal medical insurance account increases, the amount of money that can be reimbursed will also increase.

If employees expect the current salary and want to spend more money on daily consumption and financial management, the increase of social security payment base will not meet the needs of employees; However, if the future pension life is expected to be more secure, it is naturally good to increase the social security payment base. For flexible employees who can independently choose the social security payment grade, they can choose the payment grade according to their own actual situation. Judging from the payment grade of flexible employees in 20021Hubei, the minimum monthly payment of basic old-age insurance is 748 yuan, and the maximum monthly payment is 3739.8 yuan; The basic medical insurance is not 373.98 yuan.