New policy of endowment insurance in 2022

New provisions on endowment insurance in 2022:

1. Retirement age: Generally speaking, the statutory retirement age is 60 for men, 55 for women cadres and 50 for women workers. According to the upcoming Regulations on Delayed Retirement, by 2045, the retirement age of both men and women will be 65.

Second, the payment period: you can get the most basic pension when the pension insurance payment reaches 15 years. If you continue to pay, you will get more pensions in the future. Therefore, it is very cost-effective to pay more endowment insurance.

Three. Payment interruption: Under normal circumstances, social security and endowment insurance need to pay accumulated contributions for 15 years, as long as the accumulated contributions are over 15 years, there is no need for continuity in the middle, as long as the contributions are over 15 years.

Four. Payment of social security and endowment insurance: According to the provisions of the Social Insurance Law, individuals participating in endowment insurance can continue to pay fees until 15 reaches the statutory retirement age. But there will be a certain time limit, usually 5- 10 years. If the extension period is still not paid in full, then the insured shall make up the remaining expenses at one time.

The payment standard of social endowment insurance in 2022 is as follows:

1, payment grade, five old-age insurance premium standards, 60% grade is 5932.8 yuan per year, 80% grade is 79 10.4 yuan, 100% grade is 9888. 12 yuan,1/kloc-

2, one-time payment, within the specified time, the earlier the individual payment arrives, the more interest the account generates, the more personal accounts are stored, and the higher the pension level, so pay social security as soon as possible. The amount stored in personal account will be calculated in time to ensure that pension benefits will not be affected.

According to the relevant laws and regulations, we can know the payment period, increase the proportion of basic pension and increase the transition coefficient of transitional pension.

Legal basis:

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Nineteenth individuals across the overall regional employment, the basic old-age insurance relationship with my transfer, the cumulative payment period. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.