Social insurance for temporary workers

Temporary workers generally don't pay social security.

According to the wages of employees, the proportion of units and individuals is generally:

Endowment insurance units bear 20% and individuals bear 8%;

8% for medical insurance units and 2% for individuals;

Unemployment insurance unit 2%, individual1%;

Maternity insurance shall be borne by the unit at 0.7%;

0.5 to 1.6% of work-related injury insurance is also borne by the unit.

Note: Individual employees do not undertake maternity and work-related injury insurance. Provinces and cities bear different proportions.

The main contents of social security:

Old-age insurance: Old-age insurance is a social insurance system in which workers get certain economic compensation, material help and services from the government and society after reaching the legal retirement age.

Medical insurance: the basic medical insurance system for urban employees is a social insurance system established to ensure the basic medical needs of employees according to the affordability of finance, enterprises and individuals;

Industrial injury insurance: Industrial injury insurance is also called occupational injury insurance. After a worker suffers from accidental injuries due to work or occupational diseases due to exposure to occupational hazards such as dust, radiation and toxic substances, the state and society shall provide necessary material assistance to the disabled and relatives of the deceased;

Unemployment insurance: unemployment insurance is a system enforced by the state through legislation, and funds are set up by the society to provide material assistance to workers who temporarily suspend their livelihood because of unemployment;

Maternity insurance: Maternity insurance is based on the physiological characteristics of reproductive behavior. When working women temporarily stop working and lose their normal income due to childbirth, the state or society provides them with material help. Maternity insurance benefits include maternity allowance and maternity medical services.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.