What should I do if I resign before retirement?

Resignation from social security before retirement can be solved in the following ways:

1. Under retirement age: those who are under retirement age can choose to transfer or continue the social security relationship when they leave their jobs. If the social security relationship is transferred, it is necessary to re-apply for social security in a new unit or individual industrial and commercial households. If the social security relationship is renewed, the social security fee shall be paid according to the regulations to maintain the continuity of the social security relationship;

2. Retirement age: those who have reached retirement age can choose to go through retirement procedures before retirement and receive pension according to regulations after retirement, or they can choose to continue to pay social security fees to maintain the continuity of social security relations;

3. Participate in commercial insurance: those who choose to participate in commercial insurance after leaving the company can apply for cancellation of social security after the commercial insurance takes effect.

The specific provisions of retirement are as follows:

1. Reaching the legal retirement age: According to the national regulations, workers must reach the legal retirement age before they can apply for retirement. At present, the legal retirement age in China is 60 for men and 55 for women.

2. Sufficient pension payment years: Workers must have sufficient pension payment years before they can apply for retirement. The specific payment period requires different regions and different pension insurance systems. Generally speaking, the longer the payment period, the higher the pension after retirement;

3. Submit an application: the employee submits a retirement application to his unit or social insurance agency, and provides corresponding certification materials;

4. Handling procedures: the unit or social insurance agency shall review the application materials of employees and handle retirement procedures within the specified time.

To sum up, different regions and different pension insurance systems may have different specific requirements for retirement conditions and procedures. It is suggested that workers should consult the local human resources and social security bureau or the endowment insurance agency to understand the specific retirement conditions and procedures before retiring.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.