In the second half of the year, the base of social security contributions has changed, and the amount of contributions has also changed. What's the best way to pay?

In the second half of the year, the base of social security contributions has changed, and the amount of contributions has also changed. What's the best way to pay? In the second half of the year, the base of social security contributions will gradually change, mainly including the amount of contributions that everyone should bear, and will also change. How do we pay the most appropriate fee? This problem is not too harmful to many employees, including administrative organs and institutions, as well as enterprises and institutions. As an on-the-job employee, the social security payment base will change in the second half of the year. In the process of adjusting the social security payment base, a one-time deduction will be made, and the expenses that employees have to pay will be deducted directly from their wages, so your social security payment base will change normally.

But for individuals who have no work unit, for example, you are also a flexible employee. In fact, its harm does not depend on the social security adjustment in the second half of the year, but on the fact that the amount of social security expenses you bear this year is different, and it is likely to increase gradually compared with last year. There is no doubt about this. Because the annual social security payment base is actually based on the average social wage in your city and the previous year. If the average wage of social development changes, it actually increases, then your social security contribution base will definitely increase.

In general, the annual growth rate of social security contribution base is about 5%~ 10%. Give a typical example of such a ratio. Just like last year, when you participated in endowment insurance by flexible employment, it is very likely that you will have to pay 8000 yuan every year. Due to the increase in the social security payment base this year, it is very likely that 8000 yuan will not reach the annual payment, maybe 8000 yuan.

As an on-the-job person, in fact, I have no choice but to pay social security. Therefore, your salary is your social security contribution base. If your salary is within 60%~300% of the average salary of social development in your city, then create the social security contribution base strictly according to your personal salary. My personal salary has not changed at all. In fact, under normal circumstances, the social security payment base will not change a little.

When our salary is lower than 60% of the average social salary, we will pay personal social security according to 60%. On the contrary, when our salary is higher than 300% of the average social salary, we will choose the highest standard of 300% to pay social security. In a word, there is no way for an on-the-job worker to choose independently. Only for individuals with flexible employment, they can choose freely between 60% and 300% before paying personal social security every year.

For example, if you chose 60% last year, you can choose 70% this year. However, different types of payment specifications have different payment amounts. So this situation is based on one's own economic ability, so I choose OK. If you want to ask how to charge the most appropriate fees, and in fact your own economic development has conditions, the higher the choice, the more you deserve to regulate. Because the greater the average contribution index, the higher the pension level you can enjoy in the future.