What is the difference between a company buying social security and an individual buying social security? Is it the same?

In today's society, social security has become an indispensable part of people's lives, in short, social security is the protection, and people's awareness of social insurance is also increasing, so basically everyone has insurance. So, for workers with units, social security paid by the company of course you do not have to worry about, but for the freelance people, you have to pay their own personal social security. So, you will be on the company to buy social security and personal purchase of social security what is the difference between the existence of doubt? Next, let me to analyze for you exactly what is the difference between the company to buy social security and personal purchase of social security?

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What is the difference between a company buying social security and an individual buying social security?

One, you can participate in different types of insurance.

1, the essence of the attributes are different. The insurance paid by the enterprise is five types of insurance, belonging to the employee social security, including old age, medical, work injury, maternity, unemployment five insurance.

2, individuals pay social security, only two aspects that is pension insurance, medical insurance. The unit to pay the most basic social security "five insurance" is necessary to pay, as for other possible projects, such as provident fund, the unit will be another fee. Therefore, in the payment of social security fees, individuals and units have different rights and interests.

Two, the main body of the contribution and the standard of contribution is different.

1, the amount of money they pay is different. Individuals who pay social security need to bear all the costs of social security. While the enterprise to pay social security is also full payment, but the difference is that these social security fees by the enterprise unit to bear most of the social security costs, so employees do not need to pay too much social security costs, which is the individual and the unit in the payment of social security premiums are not the same.

2, although both are paying social security, but for the piece of pension, the two choices are not the same. First of all, in terms of the amount, I believe we all know that it is not the same, the individual to pay the full amount, the unit personnel only need to pay part of it. It means that the unit takes the lion's share. As far as this aspect is concerned, the unit paying social security is of course much more favorable than the individual paying social security. The individual to pay the social security of the pension insurance and medical insurance of all the costs are borne by the person.

Three, the pension insurance retirement pensions are different.

1, individuals pay social security and social security units to pay the final benefit is not the same. Because the unit to pay social security to pay more items, the amount of money is also more, so to the retirement, the amount of money from the social security will be more. On the other hand, when an individual pays into social security, because the amount of money paid is less, the amount of money he or she gets from social security at the end of the day will be less.

2, the payment location is different. Enterprise units to pay social security does not distinguish between local or foreign, as long as the full-time work can be in the employee's workplace to pay social security. The individual to pay social security must be local, foreigners need to return to the place of residence to pay social security.

Four, there is no unit to pay their own social security can?

Pension insurance is for the future you can rely on when you are old, there is a unit, I will not say, each unit to pay the grade is different, but everyone is the same. If there is no unit can only pay our own, can only pay the pension and medical, the other three types of insurance individuals can not pay. Therefore, it is recommended that you can find a professional social security company to pay, so that the payment of social security and the company's employees are the same, the five types of insurance to pay all, as long as the payment of a small service fee to the social security agency can be, and do not have to run their own, easy to solve the problem of social security.

Finally, I am here to suggest: as young people, we should all pay social security, has been insisted on until retirement, in this case, not only can receive more pension, but also can see the doctor what. Today, we will share with you here, welcome to find the advice hotline at any time.