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How to pay medical care and social security for individual industrial and commercial households in Xiamen

Legal subjectivity:

One way for individual industrial and commercial households to pay social security is to participate in insurance as individuals, that is to say, they can only pay medical insurance and endowment insurance; Another method is to be affiliated with a regular social security institution and pay the fees, which are borne by individual industrial and commercial households themselves and can pay five insurances.

Legal objectivity:

In the third paragraph of Article 12 of the Social Insurance Law of People's Republic of China (PRC), individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premium in accordance with state regulations and record it in the basic old-age insurance pooling fund and individual account respectively. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees of the employing unit and other flexible employees can participate in the basic medical insurance for employees stipulated in the second paragraph of Article 23 of the Social Insurance Law of People's Republic of China (PRC), and individuals pay the basic medical insurance premium in accordance with state regulations.