Can you take money out of your health insurance and spend it?

Can you take money out of your health insurance?

The use of the health insurance card is terminated, such as the death of the participant, the relatives can apply for withdrawal procedures with the death certificate. If a participant emigrates, he or she can go through the withdrawal procedure, and if he or she is transferred to another place, the balance of the medical insurance account can be transferred to the new account. The money that can be withdrawn from the medical insurance card is only in the personal account, which accounts for a very small percentage. A certain percentage of the health insurance premiums paid by the employer and the individual will be deducted and included in the individual account.

The money in the card will not be erased, and although reimbursements can no longer be made after a specified period of inactivity, as long as there is money in the card, the balance can be used for medicines, medical treatment and hospitalization, and will not be erased.

Methods of payment for health insurance

1. If you are employed and pay for employee health insurance, your employer will withhold payment on your behalf.

2, the payment of flexible employment health insurance, you can bring a good ID card, social security card to the local social security bureau to pay; or through online channels to pay, such as logging on to the local tax bureau official website, access to the online tax hall, after selecting the "self-help payment" to pay the health insurance; in addition, many banks have opened the health insurance online payment channels, such as Changsha Bank, Industrial and Commercial Bank of China (ICBC) and the National Bank of China (NBC). In addition, many banks have also opened online payment channels for health insurance, such as Changsha Bank, Industrial and Commercial Bank of China, etc. Log on to the bank's official website, and find the "health insurance social security contributions" to pay for health insurance.

3, the urban and rural residents of the medical insurance, in the annual provisions of the centralized payment time, with a good ID card and other information to the domicile of the street office / village or neighborhood designated place to pay the fee can be.