Is it reliable to pay two-year tax for buying a house in Haikou?

There are three ways to buy a house in Hainan: talent introduction policy, not settling down to buy a house, and buying commercial products.

For many people, what they want is to buy a house instead of settling down. The conditions for buying a house without settling down are as follows:

1. Pay social security or individual tax for at least 2 years in Hainan, and pay social security or individual tax for 5 years in the main city like Haikou;

2. Have a full-time junior college/intermediate title or above, have no housing and house purchase records in Hainan, and submit a work certificate and social security or individual tax 1 year;

3. Registered company in Hainan, buying a house in the name of the company (Haikou is not allowed), can buy a house at one time, with a tax record of nearly 1 year, and the company as a legal person must have lived in Hainan for five months;

4. Hainan needs special talents, such as talents from headquarters enterprises, high-level talents, talents from institutions (including units stationed in Hainan), talents in urgent need, talents introduced flexibly and other talents.

In the case of 1-4, buying a house in Hainan requires 70% down payment, so while meeting the conditions, a high down payment ratio is also a kind of pressure for many families.