Wuhan purchase limit order specific content

1, Wuhan purchase limit order specific content

Non-Wuhan household in Wuhan City to pay social security up to one year or two years of cumulative tax payment up to one year to qualify for the purchase of housing in Wuhan City.

Second, Wuhan purchase restriction policy

1, restriction area

Jiangan District, Jianghan District, _ mouth area, Hanyang District, Wuchang District, Qingshan District, Hongshan District, as well as the Wuhan East Lake New Technological Development Zone, Wuhan Economic and Technological Development Zone (excluding Hanan), East Lake Ecotourism Scenic Area, as well as the East and West Lake, Jiangxia District, part of the area of the Huangpi District. and part of Huangpi District.

The Yangtze River New City starting area (east to the Wuhu Pumping Station River, south to the north bank of the Yangtze River, west to the name of the river, the Fu River, north to the Jiangbei Railway) is restricted to purchase and sale

2, Wuhan City, Wuhan City, the household registration

1 ① the first suite: in Wuhan, no housing, no loan, then in the restricted area of the purchase of a house, the proportion of the down payment is not less than 30%.

②Second suite: 1 housing in Wuhan (regardless of whether the loan is closed or not), in the purchase area to buy a house, the down payment ratio is not less than 50%.

③Two suites and above: If you own 2 or more houses in Wuhan, you are not allowed to buy houses in the restricted area.

3. Non-Wuhan household registration

①Requirements for buying a house: provide proof of payment of social insurance or personal income tax in Wuhan for 2 consecutive years (including 2 years) from the date of purchase.

② first suite: no home in Wuhan, no loan, in the restricted area to buy a house, the down payment ratio of not less than 30%.

③The second suite: if you already own 1 or more houses in Wuhan, you are not allowed to buy a house in the restricted area.

Expanded information:

Limit purchase is to limit the purchase, the number of regulations to buy, is a series of promotional means taken by merchants in order to make their own products to get a good sales performance, often some of the special prices and price cuts in order to prevent the other business partners as well as the industry maliciously snapped up the purchase of taken by a commercial means. A business tactic. The basic purchase restriction is in line with the housing and investment needs of the vast majority of households, and is not in conflict with the policy of purchasing a home in some cities, and will not hinder the development of the housing rental and vacation property market. Other means can be reintroduced to the market.

Limiting purchases is to restrict purchases and stipulate the number of purchases, which refers to a series of promotional tactics taken by businessmen in order to get good sales of their products, often some special offers and price reductions, and a business tactic taken to prevent malicious snatching by other business partners as well as those in the same industry.

The central government may uniformly implement basic purchase restrictions in 40 key cities designated by the Ministry of Housing and Urban-Rural Development: local household registration and talent residence permit-holding families in each city are limited to owning a maximum of two housing units; foreign household registration and people outside the country are limited to owning a maximum of one housing unit; two purchases need to be made more than two years apart; and companies are prohibited from purchasing housing.

The basic purchase restriction meets the housing and investment needs of the vast majority of households, does not conflict with some cities' home-buying policies, and does not impede the development of the housing rental and vacation property markets. In cities such as Beijing and Shanghai, where there is a large influx of people and a relatively tight supply of land, a one-year waiting period system for outsiders can be implemented additionally, meaning that foreigners and residents outside the country must provide proof of at least one year's tax payment or social security before they can buy. The purchase restriction is simple and easy to implement, and its implementation relies mainly on the two information systems of real estate title registration and network contracting of each city's housing department, without the need for a nationwide network. The Ministry of Housing and Construction is currently promoting the construction and networking of housing information systems in 40 key cities, a valuable endeavor. After the system is completed, it will be able to effectively support the introduction of multi-suite property tax and can optimize the 40 city-wide purchase restrictions.

After the long-term purchase restriction, the mainstay of demand will inevitably return to the middle class, and housing prices will return to income-supportable levels, allowing local governments to flexibly adjust supply and demand through land supply, loosening or tightening of provident funds and other policies.

Other means can be brought back to the market:

First, abolish the differential credit of commercial banks and support home ownership by the middle class through low interest rates, low down payments and higher loan ceilings for housing provident fund loans. The current differential credit policy goes against the profit-seeking instincts of commercial banks and must be implemented only by the CBRC's three orders, while the purchase restriction can basically prohibit the use of credit resources to speculate on housing and over-investment. The central bank, the CBRC can be based on the national macro-control needs of the mortgage down payment and interest rate floor, by the commercial banks on this basis, according to risk management requirements in accordance with the local conditions, according to the time, according to the household to issue mortgages.

Secondly, cancel the price-restricted housing and gradually cancel the affordable housing. The middle class can buy new or second-hand commercial housing that offers better value for money; the housing security system has shifted from "sale-oriented" to "rental and sale-oriented", and in the future it will shift to "rent-oriented" until the final elimination of affordable housing. The final abolition of affordable housing.

Thirdly, the 90/70 and small and medium-sized, low-priced general commercial housing sites that were originally used to adjust the supply structure and curb land prices can be canceled. State-owned land sales continue to adhere to the direction of market-oriented reforms, minimizing the comprehensive evaluation of bids, which can easily lead to underhanded operations.

There is no difference between self-owned housing and commercial housing in terms of down payment, only in the payment of taxes and fees when commercial housing than self-owned housing more land value-added tax this tax.

4, other cases the minimum down payment is 30%.