What should I do if the old unit has paid social security one year in advance and the new unit requires to pay social security?

1. In the future, you can only get a pension once after retirement. Part of the unit's investment is confiscated (owned by the state).

2. The amount of personal contributions will affect the amount of pensions in the future, so you can earn more if you pay more.

3. After the social insurance premium paid by the original company expires next year, the social insurance relationship will be transferred from the original company to the new company in time, so that you can continue to participate in the insurance in the new company, and the payment period of social insurance will be calculated continuously.

4. If the repeated insurance is not in the same time period, the individual payment part can be merged or transferred to the individual account, and the amount merged or transferred is the amount actually paid by the individual. For repeated insurance at the same time, please refer to "II. Policy Terms". But the part paid by the unit entering the social pooling fund will not be refunded (see "three". Social insurance "for details).

5. It is suggested to follow the above "3".

Second, the policy stipulates that:

Insured persons shall not be insured repeatedly in the same overall planning area or across overall planning areas, and they can only enjoy basic old-age insurance benefits once after retirement. For those who repeatedly participate in the insurance, our province will clean up and standardize in the following ways:

(a) for repeated insurance, but the payment is not at the same time, the multiple personal accounts of the insured employees are merged or transferred into one personal account;

(II) In case of repeated payment within the same period, multiple personal accounts of the insured employees shall keep one personal account according to the principle of "high is not low", and the principal and interest of the remaining personal accounts shall be returned to me in one lump sum by the social insurance agency, and the payment part entered into the social pooling fund shall not be returned.

Three. social insurance charges

Both the employer and the employee pay social insurance premiums, with the average monthly salary of employees in the province where the employee is located as the payment base, and the payment ratio is as follows:

1. Endowment insurance premium: 20% paid by the unit and 8% paid by the individual.

2. Unemployment insurance premium: 2% paid by the unit and 1% paid by the individual.

3. Medical insurance premium: the unit pays 8% and the individual pays 2%.

4. Work-related injury insurance premium: paid by the unit, but not by the individual.

5. Maternity insurance premium: paid by the unit, but not by the individual.

The part paid by the individual enters the personal account and belongs to the individual.

The part paid by the unit enters the social pooling fund and belongs to the state.

Repeated insurance:

1. Individual contributions credited to two individual accounts can be merged or transferred to one individual account.

2. The part paid by the unit that enters the social pooling fund cannot be returned, merged or transferred to the personal account.

Four. housing accumulation fund

The individual deposit part and the unit deposit part of the housing provident fund are owned by individuals.