How to pay social security by yourself?

There are generally two ways for individuals to pay employee social security:

Insurance for flexible employees;

The affiliated unit pays social security;

1, flexible employees

Individuals without work units, such as part-time, temporary workers and flexible employees, can participate in employee social security as flexible employees.

Flexible employees can participate in employee pension insurance and employee medical insurance (unemployment insurance is needed in some places).

There are different payment bases for endowment insurance for flexible employees. Take Changzhou as an example, 2020 will be divided into four grades:

The first gear 16842 yuan;

Second gear 72 16 yuan;

The third gear is 4329 yuan;

The fourth gear is 3368 yuan;

In general, it is enough to pay according to the lowest level.

2. The affiliated unit pays social security for employees.

In addition to participating in insurance in the form of flexible employees, some people will choose affiliated units to pay social security for employees.

Everyone is usually looking for relatives or acquaintances, or looking for institutions with personnel agency qualifications.

The ownership and payment of social security, like the payment in the unit, must be insured for five social security.

Since the insured does not work in the affiliated unit, the expenses originally paid by the unit also need to be borne by the insured himself. If you find an agent link, you will generally charge a little agency fee.

Therefore, if you find a company to pay social security, the monthly premium will be slightly higher than that of flexible employees.

Take Changzhou in the above table as an example. If you find a company, the monthly premium paid by the individual is 1.202 yuan (excluding the agency fee), and the flexible employee is 1.0 1.4 yuan.

Matters needing attention when losing social security card:

1. Can I see a doctor if I lose my social security card? You can see a doctor if you lose your social security card. As long as the insured pays social security normally, then the insured can enjoy medical insurance benefits. Therefore, even if the social security card is lost, it does not prevent the insured from going to the designated medical institution to see a doctor. As long as the social security card is reported lost and reissued, the social security center will issue a replacement card certificate. During the period when the social security card is reported lost and reissued, the insured person can hold this replacement card certificate to the designated medical institution to advance the medical expenses in advance, and keep the prescription details, charging documents and other materials, and then reimburse according to the original regulations after the new card is issued. However, it should be noted that hospitalization expenses can be reimbursed after being paid in advance, but outpatient expenses are generally not reimbursed afterwards. Because when using the social security card to go to the designated medical institution for outpatient treatment, the outpatient expenses are also deducted directly from the personal account, so it is no different from spending money by yourself. The same is true of going to the pharmacy to buy medicine;

2. What conditions are required for the social security card to be reissued: the cardholder accidentally loses the social security card; The social security card face is damaged and unrecognizable; The social security card cannot be read and written normally on the card reading device;

3. How to reissue the social security card: The cardholder must take his ID card to the service outlet of the issuing bank to formally report the loss, and at the same time go through the formalities of reissue the card. After 45 working days, the person who applies for a replacement card will take his/her ID card to the bank service outlet he/she applied for to receive the social security card. ; Location: Social security card issuing banks include China Construction Bank, Industrial and Commercial Bank, Agricultural Bank and China Bank; The uniform standard for handling social security card replacement fees is 30 yuan, which is charged by the issuing bank corresponding to each social security card. Social security card is the electronic certificate for workers to work in the field of labor security. Without a work unit, individuals can also pay employee social security.

To sum up, individuals who pay social security can only pay pension and medical insurance.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.